Senior Commercial and Private Banking Officer

Overview

Senior Commercial and Private Banking Officer at Resource Bank (Louisiana).

Position reports to the Senior Commercial & Private Banking Officer/Market Leader and involves generating new Commercial & Private Banking customer relationships, evaluating, authorizing, or recommending approval of commercial real estate or credit loans and deposits, and advising borrowers on financial matters.

• Meet with applicants to obtain information for loan applications or deposit account needs and to answer questions about the process.
• Analyze applicants" financial status, credit, and property evaluations to determine feasibility of granting loans.
• Obtain and compile copies of loan applicants" credit histories, corporate financial statements, and other financial information.
• Stay abreast of new types of loan and deposit products and other financial services to better meet customers' needs.
• Explain to customers the different types of deposits, loans and credit options that are available, as well as the terms of those services.
• Ensure loan agreements are complete and accurate according to policy.
• Compute payment schedules.
• Approve loans within specified limits or refer to loan committee for approval.
• Analyze potential loan markets to develop prospects for loans.
• Negotiate payment arrangements with customers for delinquent loan balances.

Experience and

Education:

Bachelor’s degree from a four-year college or university; or four or more years related experience and/or training; or an equivalent combination of education and experience required.

Knowledge:
Knowledge of numbers, their operations and interrelationships (arithmetic, algebra, geometry, calculus, statistics); knowledge of economic and accounting principles and practices, financial markets, banking and the analysis and reporting of financial data; knowledge of customer service principles, needs assessment techniques, quality service standards, alternative delivery systems and customer satisfaction evaluation techniques.

Resource Bank strives to be the “employer of choice” EEO/Majority/Female/Vets/Disabled

• Seniority level:
  Mid-Senior level
• Employment type:
  
  Full-time
• Job function:
  Finance and Sales
• Industries:
  Banking, Financial Services, and Investment Banking

Note:

This posting contains only job-related content; cannot be used for any other purposes. This description reflects the responsibilities and requirements of the role and does not constitute a contract of employment.