Commercial Lending Specialist

At DuGood Credit Union, commercial lending is about more than documents, deadlines, and closing loans. It’s about building relationships, supporting local businesses, and making sure our members have a great experience along the way.

If you’re someone who loves staying organized, enjoys solving problems, and takes pride in making sure all the details come together, you might be the perfect fit for our Commercial Lending Specialist position.

In this role, you’ll be an important part of our commercial lending team, helping keep loans moving smoothly from the initial request all the way through closing, funding, servicing, and beyond. You’ll work behind the scenes to prepare loan files, coordinate documentation, track important requirements, and make sure everything is ready when it’s time to close. You’ll also help open and maintain business deposit accounts.

• Process new commercial loan requests, renewals, extensions, modifications, and lines of credit
• Prepare and maintain credit files and loan packages for underwriting, approval, and closing
• Review incoming documents and follow up when something is missing, because the details matter
• Order appraisals, environmental reports, property inspections, flood searches, UCC searches, and other required due diligence
• Review loan and closing documents to make sure everything is complete and accurate
• Verify that pre-closing requirements are met and prepare information needed for funding
• Keep maturities, rate adjustments, financial reporting requirements, insurance coverage, and other portfolio obligations organized and up to date
• Maintain tickler systems, exception reports, and portfolio monitoring records
• Place collateral protection insurance on loans when required under the loan agreement or credit union policy.
• Open and update business deposit accounts as needed

• A Business or Finance degree (preferred)
• At least 2 years of loan processing experience (preferred)
• Strong communication skills and the ability to explain things clearly and professionally
• Great attention to detail and organizational skills
• The ability to prioritize, multitask, and stay focused when there’s a lot going on
• Strong analytical and problem-solving skills
• A good understanding of loan documentation, agreements, covenants, and conditions
• Comfort with spreadsheets, word processing, and loan documentation systems
• A self-motivated attitude and a genuine desire to be part of a hardworking team

We believe in Doing Good for our members, our coworkers, and our community. Here, you’ll be part of something bigger than a job. You’ll be part of a team that cheers each other on, celebrates the wins (big and small), and keeps kindness at the center of everything.