Mortgage Loan Originator

Job Description - Mortgage Loan Originator (2605502)

Job Description

Mortgage Loan Originator - 2605502

Description

D.R. Horton, Inc., the largest home builder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high-quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for home buyers through its mortgage and title subsidiaries.

Please visit our website at  for more information.

is currently looking for a Mortgage Loan Originator . The right candidate will oversee business development, the origination of loans, and relationship management with customers and clients.

• Provide guidance and support to Junior MLOs as assigned by Branch Sales Manager and Branch Manager
• Interview mortgage applicants to understand their goals and educate them on their available financing options
• Answer questions and provide updates to buyers and individuals involved in the loan process by providing a high level of accessibility
• Review reports and notes within the origination software and customer relationship management systems
• Collaborate with Operations to facilitate efficient loan processes
• Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
• Monitor new leads daily and contact them to market the company’s products and services accurately and effectively to potential business sources
• Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
• Ensure all documentation provided by the borrower is accurate, and address any discrepancies
• Make presentations on loan products in sales meetings and with Sales staff in builder communities
• Develop sales leads for mortgages in builder communities and real estate offices
• Provide weekend coverage in builder communities and grand opening functions
• Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
• Provide input to management, and attend production/staff meetings
• Infrequently, assist in resolving post-closing/funding problems
• Attend loan closings when possible
• Conduct all business in a professional and ethical manner
• Ability to work overtime

• Bachelor’s degree from four-year college or university
• One to two years of related experience and/or training
• Must have a vehicle and a valid driver’s license
• Licensed Mortgage Loan Originator as required by state
• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
• Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
• Proficiency with MS Office and email
• Ability to sit for majority of 8-hour workday; use hands to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision
• The noise level is generally moderate

• Strong written and oral communication skills
• Ability to accurately and efficiently process and record a large volume of data
• Ability to act as a team player and be willing to accept constructive criticism
• Come joina winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder.

#We Build People Too