Credit Risk Reporting Manager

Overview

Your role: Credit Risk Reporting Manager

Your Career, Your Danske Bank… You’re Danske Bank

At Danske Bank, we’re driven by a clear purpose:
to help customers, colleagues, and society thrive
. We believe that what we do genuinely makes a positive difference and that our culture and ways of working create a unique place to grow your career. This includes investing in our people’s personal growth and wellbeing to ensure everyone feels that they belong and are set up for success.

You’ll see external recognition of our workplace culture, including being rated by Best Companies as a 3-star World Class Organisation to work for, as a Top 10 Best Company to Work for in the UK and as #1 in the UK Financial Services sector and #1 in Northern Ireland.

We value diversity in its broadest sense, which makes us stronger as a business, and invites all colleagues to bring their whole selves to work. Our Diversity and Inclusion Strategy is central to our purpose and shows up in how we work every day. Driving sustainability is a key strategic priority for us.

We’re passionate about giving back to the communities in which we live and work. There are many ways you can get involved, such as fundraising for our charity partner Include Youth, visiting schools to teach young people about money and budgeting, volunteering with a local food bank, planting trees, and more. If you share our values and enthusiasm, you will find a home at Danske Bank.

There’s more to working at Danske Bank than a salary. For this role we offer a competitive salary and an attractive range of flexible benefits focused on wellness, financial, psychological, physical, and social aspects. Benefits can be tailored to your needs, including options for more holidays or access to medical treatment. Danske Discounts offers non-stop discounts on a range of products and services.

If the gym is of interest, you can save on gym membership, and where eligible we offer a salary-sacrifice car benefit.

As Credit Risk Reporting Manager, you’ll support the Credit Risk Portfolio & Reporting Manager in the independent oversight of the Bank’s credit portfolio. You will use tools such as SAS and SQL to interrogate data, produce accurate and timely credit risk reports for internal committees, and provide oversight on external regulatory reporting.

You will be responsible for producing accurate and timely credit risk reports, managing portfolio risks, developing back-book strategies, and conducting deep-dive reviews to provide recommendations for corrective action. In this role, you will support the Credit Risk Portfolio & Reporting Manager in the independent oversight of the Bank’s credit portfolio by:

• Producing regular high-quality reports for various committees and collaborating with data teams to enhance reporting infrastructure.
• Providing oversight on regulatory reports (FINREP, Loan Book Data) to ensure regulatory requirements are met.
• Managing the production, validation and control framework for credit risk reports.
• Carrying out data analytics to provide deep-dive portfolio reviews and insights on key emerging trends within portfolios.
• Leading and/or supporting a range of Credit projects (e.g., Digitisation of Collections, Automation of regulatory reporting, and Data Infrastructure projects).

Your areas of knowledge and expertise that matter most for this role:

• Strong data manipulation and analysis skills using SAS, SQL, Python, and Excel.
• Analytical problem solver with the ability to work creatively with data to draw insights and answer business questions.
• Experience in the submission of compliant regulatory reporting, on time and to required standards.
• Proven ability to build and maintain effective working relationships with key contacts across departments, including senior leadership, governance committees, and specialist teams.
• Experience in supporting first-line teams by providing data-driven solutions that improve processes and enhance the customer experience.

We believe we are “Better when Together” and balance in-person collaboration with flexible…