Finance Director – Fintech

Finance Director – Fintech - High-Growth International Business Next Chapter Talent is working with an ambitious, rapidly growing financial services business seeking a commercially minded Finance Director to join its senior leadership team. This is a hands-on leadership role for a qualified accountant and current Finance Director with strong technical expertise, commercial judgement and experience operating within a regulated environment.

Reporting to the CFO, you will oversee financial reporting, controls, regulatory submissions, capital management and governance, while acting as a strategic partner to the wider business. You will manage complexity across multiple entities and jurisdictions and help develop a scalable, efficient finance function as the business continues to grow internationally.

The Role Leading monthly management reporting for senior leadership and Board review. Overseeing statutory accounts, year-end processes and external audit relationships. Maintaining robust financial controls, including reconciliations, delegated authorities and segregation of duties. Managing technical accounting matters and ensuring the integrity of the general ledger and balance sheet. Developing finance policies, processes and controls as the business scales. Driving automation, efficiency and continuous improvement across the finance function.

Overseeing corporation tax, VAT and employment tax obligations with specialist support where required. Owning FCA financial and regulatory reporting, ensuring accurate and timely submissions. Monitoring own funds and capital adequacy against regulatory requirements and agreed internal buffers. Supporting forward capital planning alongside the CFO and FP&A leadership. Providing financial, capital and prudential information to the Board and relevant committees. Supporting internal audit, risk and compliance teams with financial, capital and liquidity information.

Maintaining appropriate finance risk and control frameworks. Leadership & Commercial Partnership Managing two direct reports, you will develop the finance team, build capability and ensure effective succession and cross-training. You will partner closely with senior stakeholders across Commercial, Product, Operations, Risk and Technology, providing insight to support sound commercial decisions. You will also deputise for the CFO when required, representing the finance function with senior stakeholders, investors, banking partners, auditors and regulatory contacts.

The role includes responsibility for supporting counter party and supplier credit assessments, maintaining relevant credit policies and contributing to exposure reporting. What We're Looking For We are seeking a qualified accountant, ideally ACA, with significant senior-level experience within financial services, fintech, payments or another regulated environment. You should have:
Strong UK GAAP and IFRS knowledge. Extensive financial reporting and financial control experience. Proven FCA regulatory reporting experience. Strong understanding of capital requirements and own-funds considerations.

Experience with in payments, e-money, FX or a comparable financial services environment. Working knowledge of UK tax, including VAT within financial services. Experience managing statutory accounts and external auditors. Excellent communication skills with the confidence to present complex financial and regulatory matters to senior stakeholders. Proven people leadership experience. Strong commercial judgement and a practical, solutions-focused approach. A track record of improving processes, systems and automation.

You will be comfortable working under pressure, making sound decisions within a regulated environment and balancing rigorous…