Senior Functional Analyst in Credit Risk

Senior Functional Analyst in Credit Risk

Are you passionate about credit risk, data, and high-impact business analysis
?

Do you have strong SQL skills and the ability to navigate complex risk-related requirements in the banking sector?

We are looking for a
Senior Functional Analyst in Credit Risk to play a key role in a major reporting initiative spanning five EU countries.

If you bring experience from banking, credit risk, regulatory projects, or financial services
, combined with sharp analytical thinking and a detail-oriented mindset, you could be the perfect fit.

This position is ideal for a senior professional who is confident working with data, understands the full lifecycle of risk processes, and enjoys transforming complex regulatory and business requirements into clear, actionable, and reliable solutions.

• Analyze regulatory reporting requirements across multiple EU banking entities
• Support the development of BI and reporting solutions (data definitions, transformations, mappings)
• Translate business needs into technical specifications
• Collaborate with business stakeholders, data engineers, and developers
• Participate in solution testing, documentation, and handover
• Deliver accurate, standardized regulatory reports

MUST HAVE:

• Strong banking functional knowledge – understanding products, key amounts, and financial/accounting concepts (e.g., principal amount, market value, gross carrying amount).
• Hands‑on experience with at least one regulatory reporting stream (COREP, LCR, NSFR, FRTB, IRRBB).
• Solid understanding of credit risk frameworks
  :
  Basel III (internal models & SA), Basel IV, CRR/CRD, SACCR, IFRS 9.
• Expertise in LGD, EAD, PD modelling and RWA calculations
  .
• Proven ability to implement new data requirements in tools, create test cases, perform UAT, and handle bug fixes.
• Enjoy solving puzzles and making complex things simple
• Have strong communication skills to bridge business and technical teams
• Are proactive and not afraid to ask questions or suggest improvements

• Hybrid way of working (50% time from home)
• Financial bonuses twice a year based on your performance
• 28 days of vacation
• Opportunities for business trips to Belgium
• Professional development & learning (English courses, WS…)
• Employer’s contribution to pension and life insurance
• Up to 1000 CZK/month employer’s contribution for life insurance