AML Investigation Analyst - FTC

Join to apply for the AML Investigation Analyst - 3 Month FTC role at Zepz

Join Zepz:
Breaking Down Borders, Together

Our Meaningful Mission

At Zepz, we’re all about breaking down barriers for our customers and our teammates. Our purpose is deeply personal, we provide a lifeline and deliver opportunities to cross‑border communities that need it most through cutting edge finance and tech. Zepz is the power behind World Remit and Sendwave, driven by the mission to celebrate the incredible impact migrants have, both at home and abroad.

We’re not just moving money; we’re building a world that truly recognizes and supports global connections.

Who You’ll Be Joining

We look for mission‑driven builders who thrive in a fast‑paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk.

Core Commitments — What We Live By

• Integrity
  :
  We always do the right thing. It’s simple, but it’s the foundation of everything we build for our customers and each other.
• Outcomes
  :
  We work for our customers. Their success and prosperity are the results we focus on delivering.
• Velocity
  :
  We are fast! We maintain high energy levels and make smart decisions quickly, keeping us nimble and ahead of the curve.

Remote‑First Culture

Our remote‑first culture means you have the flexibility to work in your employing country wherever you feel the most focused and productive. This freedom comes with wonderful tailored, location‑specific perks designed to support your whole life, not just your work. Think unlimited annual leave, great healthcare benefits, and employee discounts.

We want you to thrive and focus entirely on making your biggest impact! In turn, we expect you to bring high ownership and commitment to your work. This is a place where we value trust and high performance, and we’ll provide the environment and support needed for you to excel.

We are looking for dynamic AML Investigation Analysts to join our UK AML team, on an initial 3 month fixed‑term contract, to ensure compliance with FCA regulations and relevant company policies related to Anti‑Financial Crime.

• Support all Anti‑Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud.
• Accurately risk assess new and existing customers, and resolve appropriate issues where required.
• Communicate with customers via email to meet Zepz ongoing customer due diligence requirements and obligations.
• Investigate and evaluate narrative reports on suspicious account activities drafted by our first line of defense, in strict accordance with our processes and the UK AML Law.
• Support enquiries from external parties reaching Zepz and handle these cases based on our processes.
• Evaluate escalations relating to Sanction Screenings and PEPs.
• Draft and submit Suspicious Activity Reports (SARs) to the corresponding authorities.
• Devising new and enhanced typologies for transaction monitoring including indicators and scenarios that relate to Zepz’s customers’ typical behavior.
• Uphold the quality standards of the team and organization, while successfully driving your day‑to‑day tasks in line with the company’s target KPIs and SLAs.
• Develop a good understanding of the compliance framework to support improvements and enhancements to our existing operational processes.
• Support peers and colleagues from our global departments and provide training where necessary.

• Minimum 3 years relevant experience in the AML and KYC industry.
• University degree or equivalent educational background.
• In‑depth knowledge of UK AML regulations on Financial Crime, AML, terrorism financing, sanctions, KYC and fraud.
• Conduct frequent QA on first line of defense activity.
• Excellent communication skills both verbal and written.
• Detail oriented, diligent and reliable.
• Hands‑on mentality and take on ownership.
• Enjoy a fast‑paced working environment, high willingness to learn and work autonomously to grasp new topics.
• Prioritise time‑critical tasks and strong organisational skills, comfortable providing challenges to the business where required.
• Able to work in a remote environment.
• Actively help yourself and others be successful.
• Continuously learn and challenge the status quo.
• Think globally, act locally.
• Give and receive open, direct and timely feedback.

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