Credit Review Officer II

If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

This position can be located at Bend, OR;
Coeur d'Alene and Boise, ;
Omaha, NE;
Sioux Falls, SD, Spokane, WA, Missoula and Billings, MT.

• Generous Paid Time Off (PTO) in addition to paid federal holidays.
• Student debt employer repayment program.
• 401(k) retirement plan with a 6% match.
• The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #Team First Interstate .

The Credit Review Officer II leads and conducts complex evaluations of credit risk across various departments, markets, regions, and unique loan scenarios, ensuring compliance with departmental and professional standards. This position oversees and executes comprehensive credit review procedures, prepares accurate and well‑documented reports, and effectively communicates findings and recommendations for corrective actions to management.

• Provides project leadership, general guidance, and mentoring to other team members.
• Manages multiple concurrent credit reviews and projects.
• Serves as the Examiner-in-Charge (EIC) for credit examinations with out standings up to $2B, leading reviews as the principal examiner.
• Plans, conducts, and/or leads complex credit risk reviews across various departments, markets, regions, and unique loan scenarios, in accordance with departmental and professional standards.
• Performs and/or oversees credit risk reviews to identify risks, evaluate the effectiveness of internal controls, and assess compliance with policies, procedures, laws, and regulations.
• Prepares concise, well‑organized working papers that accurately reflect the results of credit reviews.
• Evaluates work prepared by other team members to ensure sound loan review practices and compliance with departmental and professional standards.
• Ensures timely and budget‑compliant completion of assigned Credit Review tasks.
• Drafts reports summarizing the results of credit risk reviews.
• Conducts exit meetings with Regional Presidents and Executive Leadership to discuss findings and recommend corrective actions to address deficiencies and mitigate risk.
• Follows up with management to ensure appropriate resolution of Credit Review findings.
• Provides ongoing guidance and mentorship to team members.
• Maintains open communication with Credit Review clients throughout the review process regarding procedures, progress, and potential findings.
• Assists with the coordination and completion of external regulatory and third‑party examinations.
• Stays informed of significant changes and emerging issues in the banking industry related to credit risk and regulatory requirements.
• Completes required compliance training and other relevant training related to Credit Review, compliance, and business skills.
• Performs other duties or special projects as assigned to support overall company objectives.
• Assists the Credit Review Team Manager with Credit Review planning and the quarterly risk assessment process.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Demonstrates strong verbal and written communication skills.
• Able to work independently and collaboratively within a team environment.
• Exhibits analytical thinking, sound decision‑making, and effective problem‑solving abilities.
• Proficient in Microsoft Office applications (Word, Excel, Outlook, PowerPoint) and various banking systems.

• Bachelor's Degree in a related field required
• 4‑6 years experience in credit review, commercial lending, credit department, and/or equivalent combination of education and experience…