Global KYC Lead

Global KYC Manager Team description

Sum Up's Global AML team keeps our KYC and screening framework fit for a business that serves millions of small merchants across dozens of markets, translating fast moving regulatory change into practical controls the rest of the company can build on. This role sits at the centre of that work: owning the PEP and sanctions screening framework, shaping customer risk scoring models, and setting direction for KYC strategy as Sum Up's product range and regulatory footprint keep growing.

Partnering closely with AML Operations, Onboarding, and product teams, it's a chance to shape how a global fintech manages financial crime risk at scale.

• Identify and streamline KYC and enhanced due diligence requirements for regulated products across global markets
• Own and continuously improve the PEP and sanctions screening framework, including its tools and controls
• Develop and maintain customer risk scoring models and methodologies
• Lead KYC strategy and remediation work arising from internal and external reviews, regulatory developments and significant case escalations
• Partner with AML Operations and Onboarding teams to turn regulatory requirements into scalable processes and controls
• Provide regulatory expertise and judgement on complex KYC and AML matters, finding solutions that support business growth while maintaining compliance

• Proven experience as a KYC manager in fintech, payments, e-money or banking, including leading teams through regulatory change
• Deep knowledge of AML/CTF regulations and law enforcement reporting frameworks, including PEP and sanctions screening
• Experience building and managing screening frameworks alongside customer risk scoring models
• Strong judgement in balancing commercial priorities with regulatory obligations, paired with confidence engaging regulators and senior leadership
• Comfort working across payments, merchant acquiring and small business risk profiles in multiple markets

Opportunity to work with Sum Uppers globally on large-scale fintech products used by millions of businesses worldwide, from our Berlin office. This involves an office-first setup

Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced

Enrolment onto our Virtual Stock Option programme: you will own a stake in Sum Up's future success

A dedicated annual L&D budget of €2000 for your individual development, which can be used to attend conferences and/or advance your career through further education

A corporate pension scheme where we match up to 20% of your contributions

Generous time off: enjoy 28 days of paid leave plus public holidays and special leave days

Break4me: 1-month sabbatical after 3 years of service Referral Bonus: earn additional rewards by referring talented individuals to join the Sum Up team

Be empowered to do more that matters.

At Sum Up, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 38 markets rely on Sum Up as their financial partner to manage payments, finance and customer relationships.

Our commitment to small businesses is reflected in our diverse team of over 3,000 Sum Uppers from over 90 nationalities, united by global collaboration and an innovative mindset. Our core values lay the foundation for who we are and what we stand for, shaping our work culture and driving our success. We foster inclusivity and a continuous learning culture, providing a safe space for personal and professional growth.

Our differences make us…