Portfolio Analyst

• Pay or shift range: $70,305 USD to $74,000 USD
  The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.
• Administrative Support
• Full-Time
• Requisition #: PORTF
  005141

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities.

The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, Smart Street. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best.

Together we win!

The Portfolio Analyst monitors borrower performance, identifies deviations from expected performance, and raises credit concerns to the portfolio team. This role develops an understanding of clients’ operating performance and needs while building strong internal and external working relationships. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

• Conduct financial analysis of borrowers’ credit and collateral, with an emphasis on data collection and analysis.
• Validate borrower compliance with the Loan & Security Agreement.
• Perform financial, operational, valuation, and transactional analyses.
• Assist with underwriting modifications and renewals for borrowers and presenting deals to the credit committee.
• Maintain the integrity of financial and other key information in internal bank systems.
• Collaborate with portfolio company management teams to understand performance and financial needs.
• Travel to client sites.
• Follow all established policies and procedures.
• Perform other duties and projects as assigned.

• Bachelor’s degree in Accounting, Finance, or Economics and/or relevant work experience or training required.
• Ability to analyze financial statements, including profit and loss, balance sheet, and cash flow statements.
• Above-average knowledge of Microsoft Word and Excel.
• Ability to multitask in a fast-paced environment.
• Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses.
• Strong interpersonal, written, and verbal communication skills.
• Comfortable interacting directly with clients.
• Strong attention to detail.
• One to two years of related…