Mortgage Loan Originator

Overview

R. Horton, Inc., the largest home builder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It provides mortgage financing and title services for home buyers through its mortgage and title subsidiaries. This position is for a Mortgage Loan Originator in the Financial Services Branch. The right candidate will promote business development, originate loans, and manage relationships with customers and clients.

• Interview mortgage applicants to understand and educate them on financing options and goals; review potential loan programs that best meet stated goals.
• Be accessible to the buyer and individuals involved in a loan to answer questions and provide updates.
• Maintain reports and notes within origination software and customer relationship management systems.
• Review new leads daily and contact them to earn their business.
• Manage the daily loan pipeline (application to funding) to ensure a smooth process for all parties.
• Make presentations on loan products in sales meetings and with Sales staff in builder communities.
• Respond promptly to Operations to facilitate an efficient loan process.
• Provide necessary disclosures to loan applicants in a timely manner in accordance with regulations.
• Conduct all business in a professional and ethical manner to serve customers and increase goodwill and company profit.
• Able to work overtime.
• Able to travel overnight.
• Market the company’s products and services accurately and effectively to potential business sources.
• Develop sales leads for mortgages in builder communities and real estate offices.
• Provide weekend coverage in builder communities and grand opening functions.
• Review all documentation provided by borrowers, check for accuracy, and address discrepancies.
• Be familiar with and comply with all company QC policies; review updates to the manual and attend meetings as necessary.
• Provide input to management and attend production and staff meetings.
• Infrequently assist in resolving post-closing/funding problems.
• Attend loan closings when possible.

• Bachelor’s degree from a four-year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.

• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines).
• Proficiency with MS Office and email.

• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.

Ability to act as a team player and be willing to accept constructive criticism.

• Medical, Dental and Vision
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

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