Finance Associate Senior

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.

As a Sr. Finance Associate within PNC's Retail Finance organization, you will be based in Pittsburgh, PA or Birmingham, AL.

We are seeking a highly analytical and detail-oriented Finance Specialist Sr. to support the Retail Consumer Credit Card Line of Business. In this role, you will bring transparency to financial results through insightful analysis culminating in the dissemination of actionable business intelligence. Your work will directly influence strategic and tactical decisions by forecasting key underlying business health metrics, examples of which include Balances, Purchase Volume, Balances Paying Interest, Net Interest Income, and Non-Interest Income.

• Own and analyze key business health metrics underpinning the financial performance of the Consumer Credit Card Line of Business.
• Deliver transparency into financial results through data-driven insights and visual storytelling.
• Forecast future performance by integrating trends, economic data, and business judgment.
• Communicate financial performance and key insights to executives, highlighting emerging trends and potential risks or opportunities.
• Support financial modelling of business cases aimed at enhancing business performance.
• Collaborate cross-functionally with Credit Card Product Team, Retail and Finance leadership, Decision Science, and Credit Risk Management.

• Self-starter with strong analytical and critical thinking skills with a focused attention to details.
• Excellent communication skills, with the ability to provide clear actionable intelligence distilled from detailed financial results.
• Proven ability to work independently and collaboratively in a team environment.
• Experience in financial forecasting & budgeting, accounting, financial reporting.
• Ability to analyze and mine valuable business intelligence from large data sets.
• PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Designs and prepares timely, transparent, and succinct financial reports to enable informed decision-making by stakeholders. Collaborates with business unit leaders to produce timely and precise revenue, expense, and staffing forecasts. Develops strategic insights from data to enhance budget and forecast accuracy.
• Collaborates with managers on, and may lead, annual budget cycle and continuous monthly forecasting. Contributes to and may lead development of long term strategic plans. Provides and presents business leaders and executives with key financial forecasts, metric-driven performance dashboards, and strategic business insights.
• Performs on-demand analysis and generates custom reports to address specific business needs. Collaborates independently with the business on implementation and compliance of new accounting and regulatory standards.
• Facilitates audit, regulatory, and investor requests by providing timely and accurate information. Promptly identifies and addresses control matters; maintains sound control processes. May also contribute to risk review and challenge for assigned business.
• Cultivates partnerships with colleagues across departments to ensure alignment and shared success.

• Customer Focused – Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk – Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Account Analysis, Accounting Research, Decision Making, Finance Strategy, Financial Accounting, Financial Reporting and Analysis, People Management,…