Management Accountant

Lovey is a leading online finance broker and lender dedicated to empowering UK SMEs. Since 2016, we've helped thousands of businesses access vital funding through our innovative technology platform and customer-first approach.

Ranked among the UK's fastest-growing finance companies, certified as a Great Place to Work, and proudly holding a 4.9 Trustpilot rating, Lovey continues to scale rapidly. As we grow, we're strengthening our finance function and are looking for a commercially minded Management Accountant to join our finance team and play a key role in driving our financial strategy forward.

Location:

Birmingham City Centre – Full Time Office Based

Salary: £50,000 – £60,000 per annum, depending on experience

As Management Accountant, you will be responsible for preparing and presenting accurate financial reports to senior leadership, offering strategic insights that shape key business decisions. You will be instrumental in ensuring that financial processes are efficient, scalable, and aligned with our growth plans.

• Prepare monthly management accounts and financial reports, including budgets and forecasts
• Prepare monthly compliance certificates and other MI as needed for funding agreements
• Facilitate daily cash sweeps between entities to ensure compliance with various funding agreements
• Present financial performance insights to senior stakeholders to inform strategic decisions
• Analyse costs and develop strategies to improve efficiency and reduce expenditure
• Support business initiatives by sourcing finance for projects
• Offer financial advice on business plans, risks, and investments
• Improve and oversee financial systems, controls, and reporting procedures
• Monitor income and expenditure, ensuring budget adherence
• Supervise and support accounting technicians with day-to-day tasks
• Translate complex financial data for non-finance colleagues across the business
• Assess and manage financial risks in line with regulatory and business standards

We're looking for a proactive, detail-oriented finance professional with a strong analytical mindset and a passion for continuous improvement. You should be confident working in a fast-paced environment and able to communicate financial insights clearly to both finance and non-finance stakeholders.

• ACA, ACCA, or CIMA qualified
• Proven experience in management accounting and financial reporting
• Strong knowledge of accounting standards and financial best practices
• Experience working in financial services or an FCA-regulated environment (preferred)
• Confidence in reading legal contracts and understanding compliance mechanisms
• Advanced Excel skills (e.g., VLOOKUPs, SUMIFs, Macros)
• Strong analytical and problem-solving skills
• High attention to detail with the ability to meet tight deadlines