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Mortgage Advisor Adverse Credit

Job in Birmingham, West Midlands, B1, England, UK
Listing for: Citrus Elite Recruitment Ltd
Full Time position
Listed on 2026-09-12
Job specializations:
  • Finance & Banking
    Mortgage Loan Originator / Advisor, Banking & Finance, Financial Sales
Salary/Wage Range or Industry Benchmark: 40000 - 50000 GBP Yearly GBP 40000.00 50000.00 YEAR
Job Description & How to Apply Below

Are you a Mortgage Advisor who has dealt with and is an expert in Adverse Credit Cases and looking for a Fresh Challenge?

If so, the chances are this opportunity is for you.

Salary £40k - £50k Plus Uncapped Commission and Regular Qualified Leads Provided

As part of our clients exciting growth plans for 2026 a unique job opportunity has been created at for a Specialist Mortgage Broker.

This position provides a great chance to work at an established and market leading specialist mortgage broker going from strength to strength.

Our client specialises in:
  • Adverse Market
  • Mortgages refused
  • Contractors
  • Self employed

Based at the company’s office you will be dealing with clients nationally over the telephone but don’t confuse them with a call centre.

Why? Because all leads are provided and there is absolutely no cold calling.

The business is keen to get the right candidate for an immediate start,

Our ideal candidate needs:
  • Full mortgage qualifications CeMAP / MAQ needs to be held for 12 months minimum.
  • At least 1 years’ experience of working with a proven track record with adverse experience this is a must
  • Strong organisational skills to deal with the volume of business we anticipate writing as part of our growth plans
  • The hunger and drive to succeed in the financial services industry
  • A resilient, positive and friendly approach
  • A team player attitude
  • The ability to learn quickly and work under pressure
What’s in it for you
  • All leads provided – no cold calling.
  • Get full training and development from industry experts in then specialist mortgage market
  • An exciting and progressive career opportunity
  • Earn uncapped commission
  • Pension
  • 23 days per year holiday plus bank holidays
  • Day off for your birthday
  • Hours of Work Monday - Friday 8.30am
    -5pm - NO WEEKENDS!!
  • Dynamic, exciting and friendly office environment
  • Death in Service benefits to all team members
  • Regular staff incentive schemes
  • Our office is based near both M6 & M42 giving easy access
  • BUPA after probation served

Starting salary £40-50k Salary for the right applicant

Bonus Scheme as follows
  • Need to write £30k minimum in mortgage fees per month for bonus to kick in
  • Average case size is £3k per month minimum £249 application fee £1995 broker fee plus proc
  • Need 10 cases
  • Advisors currently achieving this in the office
  • Pay 10 % - £4k
  • SO effectively for doing minimum £48k on top
Protection

Also pay out @ 20% on life

Average case is £1k per month

Need to write 60% of all cases written cases

6 cases x £1k x 20% = £1200 per month in life x 12 = £14400

Plus
  • Pension
  • Death in service
  • All leads provided
  • No prospecting required
  • Day off for birthday
  • Regular team office outings
  • Staff incentives over the year

If you have a background in Adverse credit, want to earn more money and are open to a fresh opportunity

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