Senior Lending Products Risk Manager

Closing Date: 11/9/2026

Interviews will take place week commencing 14/9/2026 and 21/9/2026

Homes England has been entrusted with significant increased funding and responsibility and it’s an exciting and pivotal time in Homes England’s supporting the housing sector through the National Housing Bank. This role will be involved in analysing, challenging and sanctioning the financial transactions including loans, equity and guarantees the National Housing Bank will make.

Working in a team with the Head of Risk for Lending Products, this post plays a critical role in ensuring the Lending Products Risk Team deliver high quality investment decision sanctioning across Homes England - and the National Housing Bank. You will primarily ensure efficient, consistent and effective risk review to a variety of lending propositions to help Homes England and the National Housing Bank deliver on the ambitious objectives Government has set it to help address the Housing Crisis.

The role will also play a role in wider assurance activities and maintenance of investment standards across the investment portfolio.

You will be joining our small but highly experienced team, who are committed to making positive change by identifying and mitigating risk to allow the National Housing Bank to provide funding and support to tackle England’s housing gap.

The team believes in delivering a first-class customer service, pragmatically resolving risks and challenges collaboratively wherever possible, taking an innovative and creative approach to issues. The team values diversity in experience and perspective to foster good decision making and problem solving within their team - so we welcome applications from a variety of backgrounds.

This is a great chance to be part of the future of how the Risk Team provides investment sanctioning support in a fast growing, national organisation with real social purpose that is looking to help deliver to more complex and impactful projects.

You’ll be comfortable working across multiple work streams and be able to use your stakeholder and project management skills to quickly adapt to a variety of projects and tasks. You’ll have a great knowledge base, but be keen to learn and deploy your existing expertise and knowledge in a variety of situations.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders at a senior level and your discussions will always be shaped by a good understanding of the commercial and operational impact of what we do as a team and wider housing delivery agency. You will enjoy working in an innovative, fun and engaging way and be able to negotiate and persuade.

You’ll also thrive in dealing with a wide network of colleagues from across the organisation and country - giving you plenty of opportunity build a career which could take you right across the activities of Homes England.

As an ambitious professional you’ll understand how to manage colleagues who may have different perspectives and priorities to ours and be able to demonstrate you can work with them in a collaborative, constructive and inclusive way.

Homes England:
The Housing and Regeneration Agency

We believe that affordable, quality homes in well-designed places are key to improving people’s lives. As the government’s housing and regeneration agency, we create thriving new places and transform urban areas, combining the full breadth of our powers, expertise, land, capital and influence to bring investment to communities and get more homes built.

How? We form long-term partnerships that bridge the gap between the public and private sector to meet local needs and aspirations. We use our influence to champion the creation of sustainable homes, communities and places that are brilliantly designed for the people that live there now, and in the future. And we use our funding and support to build a more resilient, diverse and innovative housing sector, helping new entrants in the market, encouraging modern methods of construction and design, and promoting the utmost attention to building safety.

Together with our partners, we’re…