Associate Director, BCB Term Lending Pricing

End Date Tuesday 08 September 2026

Salary Range
78,372 - 87,080

We support flexible working –  for more information on flexible working options

Flexible Working Options Flexibility in when hours are worked, Hybrid Working, Job Share, Reduced Hours

Job Description Summary Are you a pricing professional who enjoys combining commercial insight, market analysis and stakeholder influence to shape high-value lending decisions? Join our BCB Term Lending Pricing team and play a key role in supporting commercial lending facilities of up to 500m, using data-driven insight and pricing expertise to deliver the right outcomes for clients whilst achieving sustainable returns for the Group.

Job Description

Job title:

Associate Director, BCB Term Lending Pricing

Location:

Edinburgh, Glasgow, Birmingham or Bristol Salary: 78,372 - 87,080 depending on location, skills & experience

Hours:

Full time (35 hours per week)
Working Pattern:
Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity:

At BCB Term Lending, we're helping UK businesses grow, invest and create jobs through sustainable, responsible finance. As an Associate Director within our Pricing team, you'll support the pricing of commercial term lending facilities of up to 500m, helping to deliver the right outcomes for clients whilst achieving sustainable returns for the Group.

You'll combine market insight, pricing expertise and commercial analysis to shape pricing strategy, influence senior leaders and support key lending decisions across the business.

What you’ll be doing :

Support the pricing of commercial term lending facilities ranging from 25k to 500m, balancing customer outcomes, risk considerations and sustainable financial returns.

Analyse market trends, competitor activity and business performance to identify opportunities for growth and competitive advantage.

Develop pricing strategies and recommendations that support business objectives and influence lending decisions.

Produce weekly and monthly reporting, management information and performance analysis to provide meaningful commercial insight. Develop and enhance Power BI dashboards and reporting tools that support data-driven decision making.

Partner with Relationship Managers and senior leaders across Product, Risk, Finance and Coverage teams to support strategic transactions and key business initiatives.

Translate complex financial and performance data into clear recommendations, business cases and strategic proposals for senior leaders.

Ensure robust governance, controls and continuous improvement are embedded throughout the pricing framework and lending journey.

Why Lloyds Banking Group?

If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.

What you’ll need:

Excellent numerical and analytical skills, with advanced Excel capabilities and experience using Power BI to generate insight and support decision making.

Strong commercial judgement, with the ability to balance customer outcomes, growth opportunities and sustainable financial returns.

Excellent partner management and influencing skills, with the ability to translate complex data into clear recommendations for senior audiences.

It would be useful if you had...

Experience with in Business & Commercial Banking, Corporate Banking or commercial lending.

Proven pricing experience within banking, lending, financial services or a comparable commercial environment.

A professional accountancy qualification (ACA, ACCA, CIMA or equivalent) and strong financial competence.

Knowledge of lending products, pricing governance and risk management frameworks.

Experience using Group Data Warehouse (GDW) or similar enterprise data platforms.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

About working for us:

Our…