Credit Analyst

We are looking for a Credit Analyst to join our Client in their expanding and well-regarded Finance Team. What You’ll Be Doing:
Assessing new and existing customer credit applications and reviewing financial information to determine creditworthiness Conducting credit checks and analysing customer financial data, payment history and other relevant information Making informed recommendations on credit limits and terms in line with company policies Monitoring existing customer accounts and identifying potential credit risks or changes in financial circumstances Providing clear feedback and recommendations to internal stakeholders regarding credit decisions Producing regular credit risk reports and analysis for management Maintaining accurate records of credit assessments, decisions and supporting information Identifying trends and potential areas of risk within the customer portfolio Supporting the wider Finance Team with ad-hoc analysis and credit-related projects Ensuring all credit decisions are made in accordance with internal procedures and relevant regulations

What We’re Looking For:

Previous experience within a Credit Risk, Credit Analysis, Finance or similar analytical role Strong analytical and numerical skills with excellent attention to detail Experience assessing financial information and making evidence-based decisions Good working knowledge of Excel and the ability to analyse and present data effectively Strong communication skills with the ability to provide clear and concise feedback Excellent organisational skills and the ability to manage multiple priorities A commercially aware approach with the confidence to challenge and make recommendations Ideally, experience using credit reference agencies, credit scoring systems or financial risk assessment tools Benefits on

Offer:

Competitive salary Excellent benefits package Opportunities for career development and progression Supportive and collaborative working environment Full training and ongoing professional development Get in touch to discuss more! Reference No. CRACL Disclaimer Due to the large number of applications we receive, we may not be able to respond to every applicant. If you have not heard from us within two weeks, please consider your application for the currently advertised position unsuccessful.

However, we may contact you regarding other suitable roles. We want to emphasize that no wording in this advertisement is intended to discriminate based on gender, marital status, race, religion, ethnicity, age, disability, or sexual orientation. All candidates will be evaluated solely on their merits, qualifications, and ability to fulfil the responsibilities of the role. Recruitment Solutions (NW) LTD operates as an employment agency for both permanent recruitment and temporary placements.