Associate, RMT Valuations

Build your career in property, lending and valuations at Cynergy Bank.

Join us as an Associate, RMT Valuations and develop specialist experience within our Relationship Management Team, supporting the property valuation activity that underpins our lending decisions.

Salary: up to £35,000
Location:
Birmingham or London
Start
date:
January
2027
Permanent | Band 1

This is a great opportunity for someone at the early stages of their career who is analytical, detail-focused and interested in building expertise in property, banking and financial services.

You’ll support the Bank’s property valuation process, helping to coordinate external valuation instructions, review information for completeness, maintain accurate valuation records and identify matters that need further review.

You do not need to arrive as a valuations expert
. We’re looking for someone with the capability and curiosity to learn, develop their technical knowledge and gradually build expertise in property-backed lending and collateral management.

You can be based in our Birmingham office.

We know the best people want more than just a job. At Cynergy Bank, you will find:

• Development: Build specialist knowledge in property valuations, lending and banking within an experienced team.

• Exposure: Work with colleagues across Relationship Management, Credit and Risk, as well as external valuation professionals.

• Impact: Help ensure the valuation information supporting lending activity is accurate, complete and appropriately managed.

• Growth: Develop your analytical, commercial and stakeholder skills as your experience grows.

• Rewards: A salary of £35,000 alongside our wider benefits package.

You will:

• Support the instruction of external valuation firms from the Bank’s approved panel.

• Carry out initial checks of valuation reports, ensuring information is complete and highlighting discrepancies or areas requiring further review.

• Monitor valuation expiry dates and revaluation requirements.

• Maintain accurate valuation systems, records and management information.

• Liaise with Relationship Managers, Credit, Risk and external valuers to help keep valuation activity progressing.

• Prepare and organise valuation and collateral information to support colleagues involved in lending decisions.

• Identify and escalade potential valuation risks, exceptions or unusual information.

• Support reporting and administration relating to the Bank’s approved valuer panel.

We’re looking for potential as much as direct experience. You’ll ideally bring:

• Strong numerical and analytical skills, with excellent attention to detail.

• An interest in property, banking, lending or financial services
  .

• The ability to work through detailed information accurately and identify inconsistencies.

• Good written and verbal communication skills.

• Confidence asking questions and escalating something when it doesn’t look right.

• Strong organisation skills and the ability to meet agreed deadlines.

• A good working knowledge of Microsoft Office, particularly Excel.

• A willingness to learn technical concepts and develop your knowledge of valuations and property-backed lending.

Some previous exposure to property, banking, finance or financial services through employment, an internship or placement would be useful,
but isn't essential
.

A relevant degree, banking or finance qualification would also be welcomed, but we are equally interested in candidates who can demonstrate the skills and potential to succeed through other routes.

At Cynergy Bank, we are committed to your wellbeing, development and success. Our benefits include:

• Salary of £35,000

• Annual bonus opportunities

• 25 days' holiday, with the option to buy additional days

• Pension scheme

• Healthcare, life assurance and income protection

• Hybrid working

• Training and development opportunities

Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to support ambitious individuals and businesses.

Our values guide how we work and how we make decisions:
Putting the customer first, Risk front and centre, Opportunity, empowerment and innovation, United team inclusive and diverse, and Doing the right thing.

If you don’t meet every requirement, we still encourage you to apply. For this opportunity, potential, curiosity and your willingness to learn matter just as much as previous experience.