Senior Credit Officer - Banks & Intragroup ; Financial Institutions

Tuesday 11 August 2026

£0 - £0

Hybrid Working, Job Share

JOB TITLE:

Senior Credit Officer (Director) - Banks & Intragroup Sector

LOCATION:

London, Birmingham, Edinburgh

HOURS:

Full-time
WORKING PATTERN:
Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

An exciting opportunity has arisen for a Senior Credit Officer to join the Banks team, which forms part of the broader Financial Institutions ("FI") Credit Risk team.

In FI Credit we are passionate about risk management and dedicated to supporting our business partners in building sustainable and long-lasting client relationships. We collaborate closely with Coverage and Product teams and view ourselves as business enablers. We are curious and friendly. We challenge existing ways of working and seek ways to simplify and automate, so we can focus on what matters.

As aSenior

Credit Officer intheFI Credit-Banksteam, you willlookafterourexciting and growing

Global Banks portfolio(including our own intragroupsubsidiaries).You willmake recommendations on complexnewtransactions,lending/trading limit requests,design sector strategies, policies and processes.

Youwill be trusted to take decisions with a sizeable, delegated credit authority and you will also lead client due diligence meetings.

We are looking forsomeonewho can be a role model across FI Credit and build strong relationships with key partners across Coverage and Product teams.

You will support and constructively challenge the front line to build a long-term sustainable business.

You will mentor and upskilljunior members of the teamas well as reviewing their submissions toseniorsanctioners. You will alsohave the opportunity to collaborate on other FI portfolios, such as Insurance, Securitisations,Financial Sponsors and Funds.

• Significant experienceinthe credit riskassessmentof
  
  Global Banks.
  
  Sound knowledge of sector trends, horizon risks and regulation.
• Excellent knowledge of lending and traded products and documentation.
• Held senior Credit Authority in past roles.
• Led client due diligence meetings.
• Formal Credit training preferred.
• Track-record in independent decision making andis able to communicate succinctly and efficiently in a clear and unambiguous manner.
• Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
• Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
• A passion for change, automation and simplification.
• A real excitement for supporting and promoting team members ensuring all team members have time for personal development, up-skilling and cross training.

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares!
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

If you'd like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours.