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Senior Decision Scientist

Job in Birmingham, West Midlands, B1, England, UK
Listing for: Lovey
Full Time position
Listed on 2026-05-28
Job specializations:
  • IT/Tech
    Machine Learning/ ML Engineer, Data Scientist, AI Engineer, Data Analyst
Salary/Wage Range or Industry Benchmark: 80000 - 100000 GBP Yearly GBP 80000.00 100000.00 YEAR
Job Description & How to Apply Below

Requirements

  • Strong experience in machine learning within lending (SME essential)
  • ,
  • Proficiency in Python & SQL
  • ,
  • Proven end-to-end model development experience
  • ,
  • Background in fintech and automated decisioning environments
  • ,
  • Solid understanding of UK credit risk & regulation
  • ,
  • Ability to communicate effectively with both technical and business stakeholders
  • ,
  • (Desirable) Consumer lending experience
  • ,
  • (Desirable) Experience with model governance & monitoring frameworks
  • ,
  • (Desirable) Strong commercial mindset and ownership attitude
What the job involves
  • We’re looking for a Senior Decision Scientist to lead the development of cutting-edge credit decisioning models across SME lending
  • ,
  • You’ll own the end-to-end model lifecycle, from problem framing through to deployment and monitoring, while working at the intersection of data, risk, and product to shape the future of our lending strategy
  • ,
  • Build and deploy ML and statistical models for credit risk, affordability, and pricing
  • ,
  • Own the full model lifecycle (data, features, modelling, validation, deployment, monitoring)
  • ,
  • Develop monitoring frameworks and performance dashboards
  • ,
  • Drive innovation through new data sources, challenger models, and experimentation (A/B testing)
  • ,
  • Translate complex models into clear, actionable business insights
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Position Requirements
10+ Years work experience
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