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Commercial Insurance Underwriter England

Job in Birmingham, West Midlands, B1, England, UK
Listing for: FryerMiles
Full Time position
Listed on 2026-02-25
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst
  • Finance & Banking
    Underwriter
Salary/Wage Range or Industry Benchmark: 40000 GBP Yearly GBP 40000.00 YEAR
Job Description & How to Apply Below

Salary: up to £40k + benefits
Hybrid working

A fast-growing MGA is expanding its underwriting function and is looking to appoint a Commercial Insurance Underwriter to support continued growth across its e-trade and SME portfolios.

This is a great opportunity for an experienced underwriter or someone looking to step into underwriting from a commercial insurance or broking background. You’ll join a collaborative, forward-thinking team where decisions matter and development is actively supported.

The Role

You’ll play a key part in driving profitable growth by underwriting new business, managing renewals, and handling mid-term adjustments, while delivering a high standard of service to broker partners.

The role suits someone commercially minded, confident assessing risk, and comfortable balancing underwriting discipline with trading opportunity.

Key Responsibilities
  • Profitably underwrite new business, renewals, and mid-term adjustments
  • Negotiate terms and support broker relationships with a service-led mindset
  • Assess and analyse risk using underwriting judgement and data
  • Ensure underwriting decisions align with governance and compliance standards
  • Manage workload effectively to meet service and performance targets
  • Collaborate with internal teams including sales, operations, and underwriting leadership
Skills & Experience
  • Experience with in commercial insurance underwriting or a relevant broking/insurance role
  • Knowledge of SME, Property Owners and/or Liability risks
  • Understanding of core underwriting principles and risk selection
  • Strong communication, negotiation and relationship-building skills
  • Commercially aware with a trading mindset
  • Highly organised with strong attention to detail
  • Cert CII (or working towards) desirable but not essential
What’s On Offer
  • Competitive salary up to £40k
  • Generous annual leave allowance plus bank holidays
  • Pension scheme with enhanced employer contributions
  • Funded professional qualifications and development support
  • Health and wellbeing benefits including virtual GP access
  • Employee assistance programme and wellbeing support
  • Regular social events, recognition awards and long-service benefits

Commercial Insurance Underwriter Birmingham England
• Birmingham, England)

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