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Senior Commercial Underwriter

Job in West Midlands, Birmingham, West Midlands, B1, England, UK
Listing for: Pear Tree Recruitment
Full Time, Part Time position
Listed on 2026-09-29
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst
Salary/Wage Range or Industry Benchmark: 55000 GBP Yearly GBP 55000.00 YEAR
Job Description & How to Apply Below
Location: West Midlands

  • £55, p/a depending on experience plus up to 17.5% bonus and car/car allowance
  • 35 hours per week, Monday to Friday
  • West Midlands, Warwickshire, Staffordshire, and Oxfordshire

Our client, an award-winning insurer, is looking for a Commercial Underwriter to build long-lasting relationships with their agency partners across the Midlands and support them in the underwriting of complex commercial cases – a role that requires technical expertise but offers real autonomy.

With this role being field based, you will be travelling regularly to agencies across West Midlands, Warwickshire, Staffordshire, and Oxfordshire, with up to 2 days per week homeworking.

A full current driving license is therefore required.

  • In return, you will receive a competitive salary, bonus, car/car allowance, and an excellent benefits package.

As the wider commercial underwriting team continues to evolve, the role also offers exposure to wider underwriting activity and future opportunities.

Daily duties and responsibilities to include;
  • Supporting agency partners by providing expert underwriting insight, guidance, and decision making across a broad portfolio of commercial insurance risks
  • Underwriting across commercial combined, motor trade, property and casualty, and farming and agricultural insurance risks with premiums from £35,000-£100,000
  • Reviewing and evaluating complex commercial risks, negotiating policy terms within delegated authority limit, and supporting large account reviews
  • Acting as a trusted adviser, helping agency partners to strengthen their underwriting capability, improve technical knowledge, and support strong customer outcomes

Due to the nature of this role, at least 5 years’ experience of complex and technical underwriting experience across various commercial insurance risks is required.

You should be confident in developing and strengthening relationships with existing business partners and be comfortable with the travel required.

Position Requirements
10+ Years work experience
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