Retail Finance Manager; Equipment

Position: Retail Finance Manager (Equipment) - The Toro Company
This role provides strategic oversight and operational management of third-party retail finance programs supporting multiple business units within The Toro Company (TTC). The position ensures competitive, compliant, and innovative financing solutions that drive retail growth, strengthen channel partnerships, and enhance customer experience.

Key objectives:
* Partner with third-party lenders and internal stakeholders to deliver affordable finance and lease programs that accelerate retail sales through distributors and dealers.
* Provide actionable market insights using program performance data and industry trends from finance partners.
* Ensure retail finance programs are competitive, compliant, and aligned to support TTC’s growth objectives and enhance customer experience.
* Drive continuous improvement and innovation in retail finance offerings to meet evolving customer and market needs.
* Oversee the planning and execution of marketing campaigns related to retail finance across multiple product divisions.
* Ensure accurate and timely reconciliation of invoice data; manage key metric databases and reporting tools.
* Guide the development and distribution of program communications to sales channel partners and maintain relevant online content.
* Manage quarterly, annual, and ad-hoc budgeting and forecasting for retail finance programs, ensuring accuracy and alignment with corporate objectives.
* Serve as the primary liaison with third-party financial service providers, internal product teams, and channel partners to resolve issues and ensure alignment.
* Ensure all retail finance programs comply with legal, regulatory, and internal risk standards.
* Provide strategic analysis and recommendations to support the development and implementation of new product initiatives, including extended warranties and insurance offerings.
* Serve as the Financial Services representative at channel partner meetings and industry events, providing expert guidance, training, and delivering presentations to support program adoption and engagement.

To be considered for this role, an individual should meet the following minimal requirements:
* Bachelor’s degree required - designation in Business, Marketing, Finance, or related field preferred.
* 5+ years of experience in financial services sales, marketing, or administration, or related areas.  Experience in equipment financing a plus.
* Expertise in business strategy and negotiation, with a strong understanding of finance and leasing principles, terms, and industry practices.
* Proven leadership and project management experience.
* Strong analytical mindset with proficiency in Microsoft Excel and other reporting tools.
* Experience with data analytics tools such as Power BI, and Tableau.
* Customer-focused approach with the ability to navigate complex partnerships.

At The Toro Company, we are always working to make sure our employees know just how valued they are. In addition to a competitive salary, an affordable and top tier medical/dental/vision plan, 401k, and many other great benefits
-The Toro company offers employees at our Bloomington, MN HQ location a variety of perks, including:
* Location* – Conveniently located near both St. Paul and Minneapolis, we are centrally located for most commuters! – The pay range takes into account skills, experience, education, and location. It is not common to be hired at or near the top of the range; compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the annual pay range is between Cash compensation is one piece of our competitive total rewards package.

Eligibility and award amounts are determined by company policy and performance metrics. If you need to, you can access your pay early with the dailypay app. At The Toro Company, we are committed to fostering a secure and trustworthy recruitment experience for our applicants. Recruitment fraud is a growing concern for job seekers, so please be aware that throughout our recruitment process, you’ll never be required to pay any fees or disclose personal financial details when applying to TTC opportunities.

All legitimate job opportunities must be applied for directly through our official careers page at  or via Workday, our applicant tracking system.
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