Senior Analyst, AML

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Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise‑grade blockchain designed to become the Economic OS for the internet.

Enterprises, financial institutions and developers use Circle to power trusted, internet‑scale financial innovation. Learn more at

Circle is committed to visibility and stability in everything we do. As we grow as an organisation, we’re expanding into some of the world's strongest jurisdictions. Speed and efficiency are the motivators for our success and our employees live by our company values:
High Integrity, Future Forward, Multistakeholder, Mindful and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

Circle is looking for a Senior Analyst to join its Compliance Operations team and conduct complex reviews and projects in Circle’s KYC team. The Senior Analyst, AML is responsible for conducting detailed customer onboarding, including enhanced due diligence and on‑going periodic reviews. You’ll operate at the intersection of some of the most innovative products and customers and support Circle’s efforts to ensure the safety of its platform through in‑depth customer investigations and continuous monitoring of various threat vectors across the KYC landscape.

• Reviewing higher and high‑risk client relationships to ensure that customer due diligence is complete and accurate and meets applicable specialised and enhanced due diligence requirements.
• On‑going monitoring of customers, including counter party compliance calls, assessment of transactional activity, collecting and testing samples of customer files.
• Updating internal records to enrich customer KYC files.
• Ensuring the customer's nature of business aligns with their business models and profiles.
• Escalating and drafting executive‑level risk acceptance memos for customers with red flags and higher‑risk attributes and succinctly summarising findings and next steps.
• Partnering with key internal stakeholders including business teams and other control functions to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations.
• Partnering with team leads within the region to facilitate knowledge sharing.
• Monitoring industry trends relative to money laundering or fraud schemes including detection and reporting of suspicious activity.
• Performing any general administration and ancillary activities as may be required and related to the above functions in accordance with the business requirements of the Company.
• Leveraging AI tools to improve review efficiency and quality, including AI‑generated risk summaries, memo drafting support and automated alert triage to enhance decision‑making and workflow throughput.

• A passion for harnessing the power of digital currency and blockchain technology and services built on top of it. Deep understanding of blockchain technology.
• An innovative and creative mind looking to suggest new solutions to old problems.
• Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams. Appreciate direct communication.
• Experience and comfort working in an ever‑changing industry and the flexibility to quickly react to changing demands. Never tired of learning.
• B.A./B.S. degree; quantitative or technical degree a plus.
• 4+ years of relevant experience in AML and KYC reviews for corporates, with 2 years in crypto, preferable in ongoing monitoring of higher and high‑risk customers.
• Detail‑oriented, highly analytical and comfortable digging into data.
• Strong communication skills and presence, ability to interface with internal and external teams.
• CAMS, CFCS or…