Capital Markets Manager

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We're looking for an outstanding team member to join affirm’s Capital Markets team! The Capital Markets Manager will build and own a significant portion of the platform’s funding strategy which drives affirm’s ability to scale its consumer point‑of‑sale lending business globally. The ideal candidate will have strong technical and interpersonal skills and the desire to work closely with both internal and external stakeholders.

• Develop a strong understanding of affirm’s business from a unique perspective and learn how capital markets fits into broader corporate initiatives.
• Play a meaningful role in developing and executing on capital markets strategy, including owning significant components of live transactions.
• Own deal processes from start to finish, including structuring, negotiation, documentation, and execution.
• Take charge of communication with Engineering, Product, Commercial, and Credit/Risk teams to drive scale for affirm’s capital platform and funding strategy.
• Build and manage relationships with existing and potential investors.

• 5+ years in structured finance, fixed‑income investing, trading, private equity, consulting, or product/strategy roles.
• Ability to reason through first principles and think outside the box.
• Strong presentation and interpersonal skills.
• Ability to multi‑task and manage multiple simultaneous work streams.
• Ability to work and align with cross‑functional partners.
• High level of humility and ability to own mistakes.
• Experience with SQL or Python is a plus, but not required.
• Excellent analytical skills and attention to detail.
• Humility and a strong desire to learn and grow.
• Clear alignment with affirm’s core values.

Base Pay Grade – K

Equity Grade – 8

Medians reported for new hires are at the start of the pay range, a simple and transparent pay structure based on location, experience, and job‑related skills. For incentive‑based roles, the range provided is the role’s On Target Earnings (OTE) range, which includes annual base pay and incentive target.

On Target Earnings (per year):

• CA, WA, NY, NJ, CT: $245,000 – $332,500
• All other U.S. states: $217,000 – $304,500

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

• Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets – generous stipends for technology, food, lifestyle needs, and family‑forming expenses.
• Time off – competitive vacation and holiday schedules allowing you to rest and recharge.
• ESPP – an employee stock purchase plan enabling you to buy shares of affirm at a discount.

We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, affirm will consider for employment qualified applicants with arrest and conviction records.

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