Credit Analyst Senior

Love Where You Work!

At Mountain West Bank, our employees love where they work! Our employees describe our culture as one that promotes having fun at work and being one big happy family. We take every opportunity we can to recognize and appreciate our employees, not only on designated days, but all throughout the year. We love investing in our employees whether it be in the form of our generous 401(k) contributions or our robust training programs.

We also love volunteering in our communities and love delivering the unexpected not only to each other but to our customers and the community.

Love Where You Live!

We love where we live, and we try to make our communities a little better, both individually and as a team. We strongly encourage all our employees to give back to the community in which they live and we even pay them to do so.

Do you have a desire to make your city a better place to live? We just might be able to help you do it.

Mountain West Bank operates exclusively in the state of Idaho serving Bonners Ferry, Ponderay, Sandpoint, Coeur d'Alene, Post Falls, Hayden, Boise, Meridian, Eagle, Nampa, Hailey and Ketchum. We are one of 17 division banks under the Glacier Bancorp umbrella. Glacier Bancorp, Inc. is a community banking organization with assets greater than $29 billion, operating in banking offices across eight western states:
Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. Since 2015 we have been recognized as one of America’s Best Banks, America’s Best-In-State-Companies (top holding company), one of America’s Best Employers By State, one of America’s Most Trusted Companies and one of the World’s Best Banks, according to Forbes Best Banks lists.

Mountain West Bank is seeking a Senior Credit Analyst to work in our beautiful downtown Boise location! The Senior Credit Analyst is an advanced-level position responsible for supporting the bank’s commercial credit underwriting and portfolio management functions. Under the direction of the Commercial Underwriting Manager and Commercial Analyst Team Lead, this role analyzes complex financial data, prepares credit authorizations, conducts commercial credit reviews, evaluates real estate collateral, assists in portfolio management, and coaches team members.

• Independently spread and analyze complex borrower financial statements, tax returns, and related financial information.
• Perform advanced ratio, trend, and cash flow analysis.
• Assist in evaluating borrower repayment capacity, guarantor strength, and collateral adequacy.
• Support preparation of credit memorandums, loan presentations, and approval packages.

• Assist with annual credit reviews and ongoing portfolio monitoring.
• Track borrower financial reporting and covenant compliance requirements.
• Help identify early warning indicators and elevate concerns to the Commercial Analyst Team Lead or Commercial Underwriting Manager.
• Maintain accurate, organized, and compliant credit files.

• Ensure credit analyses and documentation adhere to bank credit policy and regulatory guidelines.
• Assist with loan reviews, audits, and regulatory examination requests.
• Maintain established service level standards and comply with internal policies, procedures, and applicable banking laws and regulations.

• Work closely with Commercial Relationship Managers, Credit Analysts, and Credit Administration.
• Participate in training and ongoing coaching provided by the Commercial Analyst Team Lead and Commercial Underwriting Manager.
• Develop foundational knowledge of commercial loan structures, underwriting…