Staff Accountant - Banking Finance Career

This Staff Accountant role at Quontic Bank - a well-known US digital bank - offers solid foundational exposure to banking-specific accounting, including loan accounting, correspondent bank reconciliations, and regulatory reporting. These are specialized, in-demand skills that differentiate candidates from general corporate accountants.

Compensation context: The $73k-$92k range is competitive to slightly above average for a staff accountant in the US (national median ~$60k-$75k), reflecting the banking sector premium and likely a NYC or metro cost-of‑living adjustment.

• Banking compliance and regulatory reporting experience accelerates paths toward Senior Accountant, Controller, or CFO roles in fintech/banking.
• Loan accounting exposure is a niche skill valued highly at credit unions, community banks, and mortgage companies.
• The company encourages continuing education and certifications (CPA, CMA) - a green flag for growth-minded candidates.

Culture signals: Quontic positions itself as a fast-paced, entrepreneurial digital bank where employees "wear many hats" - expect startup-like agility within a regulated banking framework. This suits candidates who want variety and visibility beyond a siloed role at a large bank.

Green flags: Strong benefits, salary transparency, and an emphasis on collaboration.
Watch for: The "priorities change daily" language may signal a lean team with high workload variability.

The staff accountant plays a crucial role in maintaining accurate financial records, ensuring compliance with regulatory standards, and contributing to the overall success of our financial operations.

Job Responsibilities:

• Record and maintain general ledger entries with a high level of accuracy.
• Perform regular daily reconciliations of internal bank accounts and correspondent bank accounts, ensuring precision in financial transactions.
• Contribute to the month-end closing process by preparing journal entries and reconciling various accounts.
• Collaborate with team members to ensure timely and accurate financial reporting.
• Analyze financial data to identify trends, variances, and opportunities for process improvement.
• Provide insights and recommendations to enhance financial performance.
• Ensure compliance with banking regulations and internal policies.
• Assist in the preparation of financial reports for regulatory authorities.
• Prepare documentation and support auditors during internal and external audits.
• Address audit findings and implement corrective actions as needed.
• Generate financial statements and reports for management review.
• Collaborate with other departments to gather relevant financial information and support their financial needs.
• Participate in financial planning and budgeting processes.
• Identify and assess financial risks, proposing strategies to mitigate potential issues.
• Monitor and report on key financial metrics to identify emerging risks.
• Perform special projects, and additional duties and responsibilities as required.

Requirements

Education and Experience Requirements:

• Bachelor's degree (or equivalent) in accounting, or similar; OR associate degree and two (2) years of experience in functional area; OR high school diploma (or equivalent) plus four (4) years of experience in functional area.
• Additional one (1) year of progressive experience in functional area.

Additional

Job Requirements:

• Demonstrated skills and experience with accounting principles and practices.
• Demonstrated experience with Microsoft Office 365 and accounting software.
• Prior experience with loan accounting preferred.
• Willingness to pursue continuing education, certifications, etc. as applicable to advancing in the organization.
• Analytical and problem-solving skills.
• Interpersonal and communication skills with the ability to speak confidently.
• An ability to thrive in a fast‑paced environment where priorities change daily, and where employees wear many hats.
• Detail-oriented with the ability to think "outside the box" and prioritize tasks and decisions in a timely manner.
• Self-directed, yet effective working as part of a collaborative team.
• Responsive and customer-focused with a demonstrated use of professional judgment.

The above is merely a description. Responsibilities and duties are not limited to the above. Quontic reserves the right to change job descriptions at any time.

This role's annual base salary range is $73,000 - $92,000.

In addition to a fulfilling career, we offer competitive compensation and a…