Claims Examiner- Specialty Claims

About Us

At USLI, we’re not just about insurance — we are committed to making a difference, both internally and externally. Our community is built upon five values:
Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration, and growth. Here, you’ll have the opportunity to shape the future of insurance and make a meaningful impact.

You’ll play a critical role in evaluating coverage, liability, and damages for each unique claim. You’ll collaborate across teams and with external stakeholders to effectively investigate, negotiate, and resolve claims.

• Coverage review
  :
  Confirm coverage by reviewing the first notice of loss and policy details; prepare disclaimers and reservation of rights letters as necessary
• Thorough investigation
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  Conduct detailed investigations into claims, including liability and damages assessment, witness interviews, scene inspections, and evidence collection
• Independent adjusters
  :
  Retain and provide directions to independent adjusters while managing all aspects of the investigation process
• Liability analysis
  :
  Apply statutory and case law to evaluate liability exposure and ensure joint tortfeasors contribute their fair share
• Reserve maintenance
  :
  Maintain accurate reserves reflecting liability and damages as claims develop
• File management
  :
  Proactively manage claim files, negotiate settlements directly with claimants or attorneys, oversee defense counsel, and ensure effective litigation management
• Reporting
  :
  Prepare comprehensive reserve authority requests, reinsurance reports, serious loss reports, and coverage position letters
• Cross-team collaboration
  :
  Provide updates and collaborate with underwriting, compliance, and actuarial teams to maintain healthy products

• Problem‑solving skills
  :
  Analytical and creative problem‑solving capabilities with a focus on liability and damage evaluation
• Communication
  :
  Strong oral and written communication skills to effectively interact with all stakeholders
• Negotiation expertise
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  Assertive decision‑making with effective negotiation and conflict management skills
• Organization
  :
  Strong organizational and time management skills to manage multiple priorities efficiently
• Technical knowledge
  :
  Familiarity with insurance coverage, negligence law, and claim evaluation processes

• 2+ years of relevant experience for Associate Claims Examiner
• 7+ years of relevant experience for Claims Examiner
• Previous experience as an examiner, adjuster, paralegal, attorney, or in other transferable roles
• Excess liability experience
  :
  Experience with excess liability claims is preferred
• Jurisdiction Knowledge
  :
  Multi‑jurisdictional knowledge, advanced degrees, and/or JD are a plus

Full‑time compensation includes competitive base salary, performance‑based triannual bonuses, 100% medical benefits for full‑time employees, profit‑sharing program, free lunch on site, and more than 450 annual personal and professional development courses.

Position affords 5 days per month to work remotely.

At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds, and life experiences. We actively encourage open dialogue on diversity, equity, inclusion, and belonging to support a workplace where every individual feels valued, respected, and empowered to contribute at their fullest potential.