Senior Bridging Underwriter

Job Title:

Senior Bridging Underwriter

Location:

Borehamwood Hybrid 1 day WFH

Salary:
Up to circa £80,000 DOE

Hours:

Monday to Friday 9 am to 5.30 pm

• 25 days annual leave plus bank holidays
• Private medical insurance
• Employer contributory pension scheme
• Quarterly social events
• State‑of‑the‑art office/Top‑of‑the‑range IT setup and equipment
• In‑house chefs providing breakfast, lunch, and snacks Monday‑Friday
• Bicycle hire scheme
• Monthly incentives, including "Star of the Month" and birthday vouchers
• Early Friday finish
• Regular in‑house learning and development sessions
• Electric car and cycle‑to‑work scheme
• Life insurance
• Annual discretionary bonus

This is a hands‑on, senior role where you will oversee a team of underwriters and origination staff, ensuring high‑quality credit decisions and efficient workflows. You will maintain your own pipeline of deals, present cases to credit committees, and build strong relationships with brokers, solicitors, and valuers. This is an excellent opportunity for a commercially minded underwriter to bring technical expertise, leadership, and strategic insight to a fast‑growing and dynamic lending environment.

• Manage a team of underwriters and origination staff, overseeing workflows and performance.
• Underwrite bridging loan applications from start to finish, ensuring adherence to lending policies.
• Maintain a personal pipeline of deals while supporting team workloads.
• Assess risk continuously and provide clear, commercially aware credit decisions.
• Present cases to credit committees, clearly outlining borrower risk, asset strength, and lending rationale.
• Build and maintain strong relationships with brokers, solicitors, valuers, and other stakeholders.
• Monitor team KPIs, deadlines, and productivity to ensure high‑quality, efficient outcomes.
• Identify opportunities to improve underwriting processes, policies, and efficiencies.
• Collaborate with finance and treasury teams to ensure timely funding of cases.
• Keep up‑to‑date with regulatory requirements and industry best practices in both regulated and unregulated bridging lending.

• Experience in both regulated and unregulated bridging is highly desirable.
• Proven ability to manage a team or have held a senior role along with a personal deal pipeline.
• Strong track record in credit assessment and presenting cases to committees.

For more information regarding the role of Senior Bridging Underwriter, please get in touch with us.