Construction Risk Engineer, Inland Marine; Builders Risk

Description

Plans, evaluates, and monitors the delivery of risk engineering services for a portfolio of Inland Marine Master Builders’ Risk accounts to ensure services are delivered effectively and efficiently across all phases of construction. Assesses project and program risk to support underwriting decisions and to reduce customers’ sources of loss and total cost of risk. Builds strong relationships with general contractors, developers, brokers, underwriting, and claims to coordinate service strategies, programs, and procedures.

Handles special situations on active jobsites to ensure timely resolution. Conducts periodic workload reviews and prepares specialized project/program stewardship reports. Performs prospect and service work as needed.

• Plans, coordinates, and monitors risk engineering service commitments for assigned Master Builders’ Risk customers and projects, aligning site activities with construction milestones (precon, foundation, structure, MEP rough-in, enclosure, fit‑out, commissioning) to ensure services meet expectations of the Inland Marine business and distribution partners.
• Performs pre‑bind and post‑bind risk assessments, including plan/spec reviews and COPE data collection, to evaluate construction methods, phasing, logistics, adjacent exposures, temporary works, and critical operations (hot work, temporary heat/power, cranes/rigging, excavation/shoring, scaffolding/formwork, water intrusion controls).
• Assesses catastrophic exposures (windstorm, flood, earthquake, wildfire, convective storm) and develops site‑specific mitigation plans (e.g., hurricane readiness, flood emergency action, crane weather protocols, tie‑down/securement, winterization/freeze protection).
• Creates service plans and stewardship agendas for programs and high‑value projects, documenting baseline metrics and goals (e.g., water intrusion events, hot work compliance, impairment frequency, recommendation closure rates) to track reduction in loss frequency/severity and demonstrate the value of the Builders’ Risk partnership.
• Provides timely consultation to underwriting on prospects, renewals, and in‑term changes, including project risk opinions, risk grading, anticipated maximum loss/PML perspectives, soft cost/Delay in Completion exposures, and recommendations that inform pricing, terms, and capacity. Communicates material changes in scope, schedule, design, or site conditions.
• Participates in acquiring and retaining profitable business by attending broker/insured meetings, preconstruction meetings, and bid‑phase consultations; develops tailored service agreements that differentiate capabilities for complex risks (e.g., high‑rise, wood‑frame podium, healthcare, industrial, civil/infrastructure, renewable projects).
• Evaluates use of resources (service hours, travel/expenses), quality of service, program utilization, productivity, and portfolio loss trends. Prioritizes critical‑phase site visits and employs hybrid service (remote reviews, sensor data) to optimize coverage across geographically dispersed projects.
• Leads major loss source analysis for Builders’ Risk, with emphasis on water damage, fire/hot work, site security/theft, collapse/temporary works, and weather‑driven losses. Designs and helps implement targeted controls such as Water Damage Prevention Programs (isolation/valving, pressure testing protocols, off‑hours inspections, sensor deployment), hot work permitting and fire watch, impairment management, and site security plans.
• Fulfills risk assessment and service requirements by producing clear, prioritized site reports with actionable recommendations, timelines, and follow‑up. Tracks closure and efficacy of controls; conducts stewardship reviews with customer leadership and brokers.
• Responds to special customer situations on active sites (e.g., water release, fire, severe weather impacts) with immediate guidance, escalation to internal partners, and post‑incident analysis to expedite recovery and prevent recurrence.
• Designs and delivers customer training programs and toolbox talks for superintendents and trade partners (water intrusion prevention, hot work, crane/rigging…