Associate Director – Americas Public Finance, Housing

Associate Director – Americas Public Finance, Housing

S&P Global – Locations:
Englewood, San Francisco, Chicago, Dallas, New York, Boulder, Colorado

Credit Analytics is an integral part of the Global Ratings Services team within S&P Global Ratings, comprising a diverse group of 1400 analysts spread across key financial hubs worldwide. The Americas Public Finance Housing team manages a portfolio of approximately 600 ratings associated with housing finance agencies, public housing authorities, and community development finance institutions. The role involves advanced analysis of housing credits, mentoring junior analysts, and influencing credit decisions through S&P’s rigorous methodologies.

• Serve as the primary analyst and recognized expert for housing credits of varying size and complexity, demonstrating advanced knowledge of affordable housing markets, housing finance agencies, and community development finance institutions.
• Lead and mentor junior analysts on complex analytical matters, providing expert guidance on housing sector analysis while role‑modeling analytical curiosity and collaborative teamwork.
• Apply comprehensive credit knowledge to analyze complex bond securities, economic indicators, management structures, governance frameworks, and challenging deal‑specific situations while making well‑informed recommendations.
• Participate actively in rating committees as a subject matter expert, contributing analytical insights and influencing credit decisions through well‑reasoned presentations that demonstrate mastery of S&P methodologies.
• Communicate complex housing analysis effectively to diverse stakeholders, including issuers, municipal advisors, investors, and media through analytical reports, timely industry commentaries, and thought leadership pieces.
• Manage analytical resources to deliver high‑quality analysis across your portfolio while ensuring annual surveillance requirements are met and maintaining S&P’s quality standards.
• Foster a risk‑aware culture by leading by example and ensuring analytical rigor in all housing sector evaluations.
• All employees are required to work from the office a minimum of 2 days per week.
• Candidates who reach the final stage of our interview process are required to attend at least one in‑person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

• Bachelor’s degree from an accredited institution.
• 4+ years of experience in Public Finance with demonstrated expertise in housing sector analysis, affordable housing programs, or housing finance agencies.
• Proven ability to lead and mentor analytical professionals, with experience guiding junior colleagues through complex credit analysis and operational processes.
• Strong credit analysis expertise, including experience with bond structures, financial statement analysis, and risk assessment methodologies.
• Excellent communication skills with the ability to articulate complex housing market dynamics to diverse audiences both internally and externally.
• Demonstrated ability to work collaboratively in a multicultural environment while operating with autonomy and requiring minimal direction.
• Change‑ready mindset with preparation to adapt to a changing work environment, including AI‑human analytical workflows.

• Master’s degree in business, public policy, public administration, finance, or related field.
• Experience with housing finance agency operations, affordable housing tax credits, or community development finance.
• Track record of mentoring and developing analytical talent within financial services or rating agencies.
• Experience writing analytical reports or thought leadership pieces in housing or public finance sectors.

The anticipated base salary range for this position is $120,000 – $158,000, depending on location, experience, and skills. This role is eligible for an annual incentive plan and additional S&P Global benefits.

For more information on the benefits we provide to our employees,…