Finance Director

At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we helped over 300 million people access information about the currencies that matter to them and over 225,000 people used us to send money overseas.

This is a highly visible leadership role with responsibility for all aspects of finance, treasury, financial control, forecasting, regulatory reporting and strategic planning. The successful candidate will work closely with the Board, Executive Leadership Team, Compliance and Risk functions to support continued growth while ensuring the highest standards of financial governance and regulatory compliance.

This role is ideal for an ambitious finance leader who thrives in a fast-paced, regulated environment and has experience within payments, electronic money, fintech, banking or investment services.

• AMBITION - We dream big, try things out and always ask “why not?” and “what if?” We’re ambitious in our thinking and our delivery
• RESPONSIBILITY - We get involved, bring our perspective, and are always open to new ideas. We take personal responsibility
• COMMUNITY - We value a sense of belonging, trusting each other and encouraging authenticity. We contribute to our community

• Develop and execute the regional company's financial strategy for the relevant UK and European regulated entities in support of business growth objectives.
• Act as a trusted adviser to the Managing Director, Board and Executive Leadership Team.
• Provide insight and analysis to support commercial, operational and strategic decision-making.
• Evaluate growth opportunities, new products, acquisitions and market expansion initiatives.
• Lead all aspects of the finance function including accounting, reporting, FP&A, tax and treasury.
• Own the budgeting, forecasting and long-range planning processes.
• Deliver timely, accurate and insightful management information and Board reporting.
• Ensure strong financial controls, policies and governance frameworks are maintained.
• Oversee contract payment allocation, cost attribution and the associated financial controls.

• Ensure ongoing compliance with applicable FCA regulatory requirements. Additional knowledge on European financial regulations is a plus.
• Oversee prudential risk management, capital adequacy and liquidity monitoring.
• Maintain robust governance frameworks and financial controls appropriate for a regulated financial services business.
• Lead relationships with auditors, banking partners and external advisers.
• Support Board committees and governance forums through high-quality reporting and analysis.
• Lead the financial inputs to wind-down planning, including forecasting, liquidity, capital and operational dependencies.
• Manage Financial regulatory audits in the region
• Depending on the final entity-level remit, the successful candidate may be required to hold relevant FCA and/or local regulatory approval, or be formally allocated specific regulatory responsibilities.
• Support the maintenance of appropriate safeguarding governance, reconciliations, controls and Board reporting for relevant payment services and electronic money activities, working closely with Compliance, Risk and Operations.

• Manage liquidity, funding and cash flow forecasting.
• Oversee banking relationships and treasury operations.
• Ensure appropriate treasury, liquidity and financial risk management practices are in place.
• Monitor and optimise…