Client Service Specialist

Client Service Specialist – Cogent Bank Job Summary

As a Client Service Specialist, you will work with the entire team to coordinate all client service activities with a focus on delivering the ultimate client experience. This position performs both teller and client service functions and is critical to building client advocacy and ensuring continued profitability of the banking center through organic growth and referral opportunities by setting and maintaining high service standards, creating positive client experiences, and fostering a culture of teamwork and collaboration.

This individual will be expected to assist the banking center with its growth deposit strategy.

• Provide excellent service for all clients of the bank including opening, closing and performing maintenance on client accounts.
• Assist customers with routine account‑related requests such as funds transfer, automatic transfers, stop payments, deposits, service charges, ATM and debit card usages, checking & savings transactions, and funds availability.
• Research and resolve customer problems, acting as the customer liaison between other departments when necessary.
• Research customer questions regarding electronic funds transfers and initiate “Reg E” disputes when appropriate, including the completion of all necessary documents and affidavits.
• Cross‑sell bank products and services based on customer needs, in accordance with the bank’s program standards.
• Perform teller functions.
• Audit and reconcile cash drawers, including ATM and vault.
• Count and package currency.
• Verify information on ATM/Debit card applications against the information in the customer database and send exceptions to the BSA Officer.
• Escort appropriate bank personnel into the vault and maintain dual control for safekeeping access.
• Maintain the bank’s files for currency transaction reports and customer safekeeping receipts.
• Assist customers with internet and online banking issues.
• Complete all BSA requirements, including:
  • Read BSA/AML Program (policy)
  • File Currency Transaction Reports
  • Report suspicious activity to the BSA Officer
  • Complete all BSA/AML/OFAC related online courses
  • Follow BSA/AML/OFAC policies and procedures
• Assist Bank Officers when needed.
• Perform other duties as assigned.

• Minimum Education:
  
  High School diploma or equivalent.
• Minimum Experience:
  
  1+ years of banking experience.
• Preferred Experience:
  
  3+ years of banking experience.

• Ability to actively engage in conversations with clients and customers.
• Ability to present oneself and the company in a professional manner.
• Knowledge of all deposit, small business, and consumer loan products.
• Excellent verbal and written communication skills.
• Thorough knowledge of industry and regulatory compliance practices.
• Proficient in the use of a personal computer, business software, and banking software.
• Ability to complete tasks with accuracy.
• Ability to multitask, prioritize, and manage time effectively.

Entry level

Full‑time

Other

Banking