Software Development Engineer

Lending Software Development Engineer

As a Lending Software Development Engineer, you’ll join a collaborative engineering team responsible for maintaining, enhancing, and evolving our mortgage applications while supporting the wider strategic direction of the Group.

You’ll play a key role in the design, build, test, implementation, and support of the core systems and integrations that underpin the origination and servicing of our mortgages. You’ll be working in a complex, evolving technology landscape where reliability, quality, and customer outcomes matter.

We’re looking for experienced software engineers with strong technical capability who are keen to apply their expertise to deliver meaningful change.

• Design, develop, and document software and system configuration, ensuring solutions meet business requirements and adhere to development and quality standards
• Build and maintain scalable, supportable applications across our lending platforms
• Analyse existing systems and codebases to diagnose and resolve defects efficiently
• Participate in peer reviews of designs, code, and testing artefacts to maintain high engineering standards
• Collaborate closely with architects, analysts, product owners, and wider engineering teams to translate business needs into robust technical solutions
• Perform impact analysis on requirements and proposed designs to ensure safe and effective change
• Deliver work using Agile practices (Kanban, Scrum), providing transparent progress updates and contributing to continuous improvement
• Support live production systems, ensuring stability and timely resolution of incidents and issues
• Continuously develop your technical and domain knowledge through internal training, knowledge sharing, and self-directed learning

You’ll bring strong experience in one or more core technologies used within the Group’s lending technology landscape, such as:

• Cobol
• C# / .NET
• PL/SQL
• Microsoft SQL Server
• Oracle Forms
• Java

In addition, you’ll ideally have experience in or exposure to:

• System and solution design
• Continuous Integration / Continuous Delivery (CI/CD) practices
• Working in environments that balance legacy platforms with modern engineering approaches

• Demonstrable experience in a software engineering role
• The ability to interpret complex technical and business information and communicate it clearly to both technical and non-technical stakeholders
• Experience working within IT delivery and/or production support environments
• An understanding of system maintenance, change delivery, and operational support

• Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
• Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals we’re all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
• Pension. We know how important it is to save towards the future, that’s why we’ll contribute up to 11% into your YBS pension.
• Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
• My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.