Office Mortgage Underwriter

Mortgage Underwriter (Conventional or DE) – On-Site only

Our client is seeking an experienced Mortgage Underwriter (Conventional or DE) to join their expanding underwriting team. This position can be on-site in either North Hollywood or Brea, CA
.

The ideal candidate will have a strong background in residential underwriting, proven Agency experience (Fannie Mae, Freddie Mac, FHA), and the ability to analyze complex borrower profiles.
DE certification is strongly preferred.

• Review and underwrite Agency and FHA mortgage applications for compliance with investor guidelines.
• Analyze borrower income, credit, assets, and collateral for accuracy and risk.
• Ensure all files meet internal and investor requirements for quality and compliance.
• Communicate underwriting decisions and conditions to internal teams clearly and promptly.
• Collaborate with processors, account managers, and sales teams to resolve conditions and expedite approvals.
• Maintain current knowledge of Agency and FHA regulations and investor updates.
• Manage multiple files efficiently in a fast-paced environment.

• Minimum 5 years of residential mortgage underwriting experience
• 3+ years of Agency underwriting experience (Fannie Mae, Freddie Mac, or FHA)
• FHA experience required; DE certification strongly preferred
• Proficiency in Encompass LOS
  , Core Logic Fraud Guard
  , and AUS (DU, LPA, Total Scorecard)
• Excellent analytical and communication skills
• Currently active in the industry (no unemployment longer than 12 months)

• Base Salary: $70,000–$100,000 (DOE)
• Bonus:
  Monthly, after 2 years (based on funding volume)
• Benefits:
  Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days
• Schedule:
  
  Monday–Friday, 8:30 a.m.–5:30 p.m. PST

National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are established by our client and must be followed exactly.