Business Risk Lead; Digital Banking - Hybrid

Business Risk Lead (Digital Banking) – Hybrid

2 days ago Be among the first 25 applicants

Join our Enterprise Platforms Risk team as a key player in managing risk and strengthening controls across all digital channels – web, mobile app, and beyond. In this role, you’ll serve as a trusted business partner, helping identify, assess, and mitigate risks while enabling innovation and customer experience. As a collaborative problem solver, you’ll lead risk initiatives, influence senior stakeholders, and ensure compliance with enterprise standards.

• Lead Risk Initiatives:
  Implement first‑line‑of‑defense risk management programs within Digital Banking, aligned with the Enterprise Risk Framework.
• Assess & Document Processes:
  Map key business processes, identify risks, and evaluate internal controls.
• Control Testing & Reporting:
  Conduct and review risk‑based testing, analyze results, and communicate findings to leadership.
• Remediation & Issue Management:
  Partner with business leaders to develop and oversee remediation plans for audit or compliance findings.
• Monitor & Improve:
  Track key risk indicators (KRIs), complete Risk Control Self‑Assessments (RCSAs), and recommend enhancements.
• Emerging Risk Analysis:
  Identify risks tied to new products, services, or channels and design controls to mitigate them.
• Policy & Procedure Oversight:
  Ensure adherence to risk policies and update procedures as processes evolve.
• Influence & Collaborate:
  Work closely with senior leaders (including SVPs) to drive risk awareness and solutions without direct authority.
• Coaching & Guidance:
  Provide informal coaching and input on team development related to risk initiatives.

• Bachelor’s degree, or equivalent work experience
• 5+ years' relevant work experience

• 2+ years in risk identification, mitigation, RCSA, controls, remediation plans, and issue management
• Banking experience is a plus but not required
• Strong understanding of risk management principles
• Ability to influence and build relationships across all levels of the organization
• Excellent problem‑solving and communication skills
• Collaborative, solution‑oriented approach

This is a hybrid position requiring three days in‑office per week. Eligible candidates must live within commuting distance to one of our five offices below.

• 345 Main Street, Buffalo, NY 14203
• 1 Light Street, Baltimore, MD 21202
• 1100 North Market Street, Wilmington, DE 19801
• 850 Main Street, Bridgeport, CT 06604
• 277 Park Avenue, New York, NY 10172

Employees in this position should be prepared to travel at least once per quarter within the M&T Bank east coast footprint. Travel may occur more often than this and is based upon the needs of the business and work assigned.

Buffalo, New York, United States of America

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 – $ Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.