Senior Analyst, Origination

Key role within Origination function across the Shojin Group of companies, including supporting the generation and structuring of real estate transactions, recommending transactions for committee approval and assist in managing the execution risk across the company’s origination pipeline. This position requires a highly motivated lending professional with experience in real estate financing and structuring, particularly within the mid-market sector. Show strong commercial acumen and operational discipline in maintaining and improving systems and controls to support business expansion in the UK.

• Originate, Structure, Execute:
  Support the team across each of these core competencies across UK mid-market development financing.
• Client Engagement
  :
  Build and maintain strong relationships with clients, real estate agents, and brokers to drive loan origination, increase market share and make Shojin the ‘go to’ mid-market financing firm.
• Market Analysis
  :
  Stay informed about market trends and competitor activities to identify opportunities for growth and improvement in lending services.
• Risk Assessment
  :
  Act as the first line of defence and collaborate with credit risk management to assess borrower qualifications and manage risks associated with loan approvals.
• Process Improvement
  :
  Streamline the loan origination process to enhance efficiency, reduce turnaround times, and improve borrower experience.
• Regulatory Compliance
  :
  Ensure that all origination practices comply with banking regulations and internal policies.
• Collaboration
  :
  Work closely with Investments and other departments (e.g., Marketing, Legal, Operations, Portfolio) to support origination efforts and ensure a smooth transition of deals into Portfolio once funded.
• Monitoring and Reporting
  :
  Operate systems to ensure continuous monitoring of lending practices and prepare reports on Origination KPI’s, trends, and performance of the division to support continuous improvement.
• Recovery Management
  :
  Assist in developing strategies for dealing with customers in financial distress and support on recovery and restructuring plans if necessary.
• Collaboration
  :
  Work with colleagues and external stakeholders to achieve objectives.
• Commerciality
  :
  Drive origination activity and position the firm in a competitive manner.
• Debt structuring – expert knowledge of loan products, market participants, and structuring techniques to support origination growth combined with reduced risk.
• Financial modelling – expert knowledge to support structuring and execution
• Credit Risk understanding
  :
  As the first line of defence ensure the firm is only originating loans with a low risk of loss.
• Communication
  :
  Effective communication skills to support team, firm and external priorities.
• Ethics and Integrity
  :
  High ethical standards to ensure unbiased and fair client interaction and compliance practices.
• Attention to Detail
  :
  Crucial for identifying potential risk issues in Lending practices.
• Regulatory Knowledge
  :
  Understanding of UK financial regulation and other relevant financial laws.

Mid-Senior level

Full-time

Finance, Business Development, and Project Management

Real Estate and Financial Services