Mortgage Underwriter Job Brookfield area,Wisconsin USA,Finance & Banking

Job Title:

Mortgage Underwriter at Novus Home Mortgage

Join to apply for the Mortgage Underwriter role at Novus Home Mortgage.

This role is responsible for examining loan documentation for accuracy and completeness, ensuring loans adhere to company policies, investor guidelines, and regulatory requirements, as well as analyzing risk. The ideal candidate will have a strong underwriting background in Conforming/Agency, FHA, VA, & USDA guidelines with at least 2 designations.

Essential Duties and Responsibilities:

Review all loan files thoroughly for accuracy and completeness according to Agency guidelines.

Verify that all Automated Underwriting Systems contain accurate information.

Maintain a current understanding of all agency, investor, and company policies and guidelines.

Adhere to policies and procedures set by Novus Home Mortgage.

Ensure loans meet the Ability to Repay (ATR) when applicable.

Demonstrate proficiency in automated underwriting systems (DU & LPA).

Maintain pre-established service level standards.

Communicate effectively with Sales Team, Processors, and Management.

Meet or exceed productivity and qualification goals set by Management.

Perform other duties as assigned.

Qualifications and Requirements:

Certifications:

DE (Direct Endorsement) or LAPP/SAR (for VA loans) are required.
Technical

Skills:

Strong knowledge of mortgage lending systems (e.g., Encompass, Loan Origination Systems) and automated underwriting systems (DU/LPA).
Analytical

Skills:

Ability to assess complex financial documents, appraisals, and construction budgets.
Communication:
Strong interpersonal skills for collaboration with internal and external stakeholders.
Problem-Solving:
Ability to identify underwriting risks and provide sound solutions.

Additional Information:

Seniority Level: Entry level
Employment Type:

Full-time
Job Function:
Finance and Sales

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