Credit Analyst
Listed on 2026-01-12
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Finance & Banking
Financial Analyst, Financial Compliance
Job Summary
The Credit Analyst is primarily responsible for performing Pre-Funding audits, Loan Documentation Reviews and Loan reviews, as well as other routine audits to ensure the accuracy and completeness of loan documents and bank records. Ensure loans are compliance with all State and Federal regulations.
Job DescriptionESSENTIAL JOB FUNCTIONS
Perform pre-funding and post funding audits, loan document reviews and loan reviews to ensure documents are complete and correct.
Prepare and verify reports used to support lending officers in the decision-making process, such as financial spreads, real estate evaluations, and amortization schedules.
Perform routine system audits on loans in the bank’s system of record to validate completeness and accuracy
Maintain accurate Real Estate and Credit files and prepare information for third party (examiners, auditors) as needed
Enter loan documentation exceptions into the collateral tracking system
Assist lending officers in clearing exceptionsAttend and participate in the Credit Quality, Executive Committee and Board meeting as required
Ensure the loans are in compliance with bank, state, and federal regulations
Other duties as assigned
SKILLSExcellent verbal and written communication skills
Good organizational skills
Critical and analytical skills
Microsoft Word, Excel, and Outlook
EDUCATION4-year Business degree. Preferably in Finance or Accounting.
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