Mortgage Loan Originator

What The Role Is:

Under general supervision, the mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients, and other referral partners.

How You will Make an Impact:

• Solicit business from potential and existing customers (outside and inside business location).
• Interviews loan applicants and processes loan applications for both purchase and refinance transactions.
• Counsel borrowers about various loan programs and help them to select the program that best fits their financial goals and needs.
• Assist the loan processor in gathering the necessary documents from the customer to prepare for underwriting.
• Works closely with the processor and underwriter to address any underwriting issues and get closed.
• Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance, and making sure their pipeline meets the bank's requirements.
• Provides and maintains a professional, business-like atmosphere within the organization.
• Represents the financial institution in public relations activities and community affairs.

Who You Are:

• Thorough understanding of all loan programs and closing costs.
• Have a good understanding of FHA, VA and conventional underwriting guidelines for all loan investors.
• Must be able to meet strict time deadlines and work independently under pressure.
• Must be detailed oriented and able to follow set guidelines.
• Possess ability to sell oneself to potential customers and referral partners.
• Excellent written and verbal communication skills.
• Regular and reliable attendance
• Works cooperatively with others

This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) can provide information about the requirements for registration.

If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.

The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.

Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.

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High School or better.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.