Legal & Debt Resolution Specialist

Mitsubishi HC Capital Canada and its parent company, Mitsubishi HC Capital America, form the largest non-captive, non-bank commercial finance company in North America, constantly growing and transforming to contribute to a prosperous and sustainable future, creating social value through optimizing the potential of assets.

Joining Mitsubishi HC Capital Canada means becoming an integral part of an experienced team offering flexible commercial financing solutions adapted to the needs of Canadian businesses.

We stand out thanks to a collaborative culture focused on the well-being of our workforce, accountability and career development, open-mindedness, inclusiveness as well as positive leadership in our daily activities!

In addition, a sales team specializing in sustainable development and a community action committee allow us to make a significant social and environmental difference.

About
Reporting to the Manager, Legal & Debt Resolution, the Legal & Debt Resolution Specialist is responsible for more complex written off and delinquent files, all over Canada, recommending actions to be taken as well as collaborating with lawyers, paralegals, trustees and agencies.

Responsabilities

Develop and implement effective workout and collection strategies to address debtor challenges and outstanding debt

Review and analyze customer accounts, identifying deficiencies, negotiating payment arrangements, settlements and approving write-offs or repossessions when necessary

Collaborate with lawyers, paralegals, skip tracers, collection agencies, and other external partners to maximize debt recovery

Sign affidavits, attend court proceedings/trials when necessary

Monitor costs of litigation files, approve invoices, and provide input of financial projections and potential losses of litigation accounts

Handle bankruptcy, insolvency, and personal injury lawsuits

Identify irregularities and review them with the appropriate departments for resolution

Remain informed of legislative procedural training regarding debt collection and implement collection policies and procedures

Work closely with the Credit Service Department and other business units such as Sales, Asset Management, Customer Support, and Operations to ensure customer service satisfaction, and collaborate on cross-functional projects and initiatives

Any other related duties that may fall within the scope of this position.

The Profile We Are Looking For

Bachelor's degree in finance or a related field (or equivalent experience)

Legal studies or training (an asset)

At least 3 years experience in litigation management, late-stage collections, or a similar role, preferably in the leasing or financial industry

Knowledge of relevant laws, regulations, and industry best practices

Communication, negotiation, and conflict resolution skills

Ability to work under pressure and manage priorities

Bilingualism is a strong asset (French, English)

CIRP (Chartered Insolvency and Restructuring Professional) designation (an asset)

Please note that any combination of relevant training and experience may be considered for the position.

What We Have To Offer

Permanent full-time position

Hybrid work environment with the possibility of working in the offices of:

Burlington, ON

Laval, QC

Trois-Rivières, QC

Calgary, AB

Vacation and flexible leave as soon as you start with us

Personal spending account

Competitive compensation plan including a bonus program

Group retirement plan including an employer contribution

Complete group insurance program paid in part by the company

Several opportunities for professional growth and access to an online training platform

Wellness program focused on mental, physical, financial and social health

Employee and family assistance program accessible always.

Don’t think this position is a great fit for you, but still want to join us? :

We would like to thank all applicants in advance. Should you be selected for an interview, you will be contacted directly. Mitsubishi HC Capital Canada is committed to accessibility. Should you require accommodation due to disability, please notify the Human Resources Recruiter.

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