Mandarin-Speaking Fintech Product Manager

Job Description

Our client is seeking a Mandarin-Speaking Fintech Product Manager to build a next generation digital wallet from the ground up. This 0-1 role owns the end-to-end product lifecycle and requires deep payments expertise, strong cross-functional execution, and the ability to translate complex financial and regulatory requirements into intuitive, scalable experiences.

This position will partner closely with engineering, compliance/legal, risk, and external banking/payment providers to design end-to-end wallet flows, stand up money movement rails, and ensure the product meets stringent operational, security, and regulatory standards.

What our client has to offer:

Competitive base salary

Bonus and stock options based on performance and experience

Location:

San Jose, U.S. (remote) or Toronto, Canada (onsite), hours 10AM – 6 PM EST

High-growth fintech environment with significant product ownership

Responsibilities:

Own the full lifecycle of a new digital wallet and design end-to-end wallet flows (funding, balances, holds/freezes, spend, transfers, withdrawals, refunds),

Oversee settlement and reconciliation across U.S./Canadian rails; define resilient operational playbooks.

Embed compliance by design in partnership with compliance/legal/risk and collaborate with engineering to translate detailed financial/regulatory needs into user?friendly product experiences.

Launch and optimize U.S./CA payment rails (ACH, wire, RTP, push-to-card and/or card); balance conversion, cost, reversibility, and risk.

Monitor KPIs (conversion, loss, support volume) and iterate quickly based on performance and risk signals.

Qualifications:

Fully bilingual in English and Mandarin. This is a mandatory requirement for all candidates.

Proven 0-1 track record building and launching wallet or money movement products.

Practical experience with US/CA payment rails (ACH, wire, RTP, push-to-card and/or card) plus settlement & reconciliation.

Hands-on compliance-by-design experience (KYC/KYB, AML, sanctions, limits/cooldowns, monitoring).

Strong execution leadership working with engineering and external banking/payment partners.

Background in wallets/payments/fintech is an asset.

This posting reflects an active vacancy within our client’s organization. Qualified candidates are encouraged to apply. We thank all applicants for their interest; however, only those selected for further consideration will be contacted.

To be eligible for this role, you must be legally able to work in Canada.

Please note that we use AI tools as part of our recruitment process to enhance efficiency and improve candidate experience.

#IND1