Paraplanner

Paraplanner

Location:

Burnham-on-Sea

Working Hours:

37.5-hour working week, Monday to Friday (08:45 am – 5:15 pm) with 1-hour lunch break  Salary: £26,000 – £35,000 (depending on experience and qualifications)

The Role
Our client is dedicated to helping clients achieve their financial goals through personalised planning and advice. They pride themselves on the quality of their advice, superior client outcomes, and building a strong, successful business founded on trust and professionalism.
They are seeking a Paraplanner to support the delivery of high-quality, client-focused financial planning. You will work closely with advisers to develop, maintain and evolve lifetime financial strategies for clients.
This role goes beyond traditional report writing, contributing directly to the design, analysis, and ongoing refinement of financial plans. The ideal candidate will be genuinely focused on paraplanning and technical financial planning, with no desire to move into an adviser role.
You will be instrumental in developing advice alongside the adviser rather than simply taking instructions and producing reports. You will be expected to bring your own technical expertise and judgement to the planning process, becoming a trusted point of reference for complex technical queries and challenging client scenarios.
This role may also involve supporting or conducting client meetings in the adviser's absence, where appropriate, and providing technical input across more complex areas of financial planning.

Key Responsibilities
Financial Planning & Strategy
Analyse client circumstances, objectives and financial position to support the development of holistic financial plans
Contribute to the design of planning strategies across accumulation, decumulation and protection
Support advisers in creating sustainable, long-term financial plans aligned to client goals
Take an active role in designing recommendations alongside advisers, using your own technical knowledge and judgement
Assist in stress testing plans against risks, life events and changing circumstances with cashflow modelling
Provide technical input on complex planning scenarios and act as a trusted technical resource within the team
Research and Analysis
Conduct detailed research across investments, pensions, protection and tax planning solutions
Compare providers, products, charges and outcomes to support suitable recommendations
Maintain a strong understanding of market developments, legislation and best practice planning approaches
Research and provide technical guidance on more complex areas, including Trusts, Business Relief (BR) qualifying investments, VCTs and evolving pension legislation
Suitability & Report Writing
Prepare high-quality, compliant and client-friendly suitability reports
Clearly articulate the rationale behind recommendations in a way that supports client understanding and confidence
Ensure consistency, accuracy and clarity across all written outputs
Use your technical understanding to challenge, develop and strengthen recommendations where appropriate, rather than simply documenting adviser instructions
Ongoing Planning Support
Support ongoing client reviews by analysing progress against financial plans and identifying required adjustments
Assist advisers in updating strategies in response to client needs, legislative changes or market conditions
Contribute to maintaining long-term client relationships through consistent, high-quality planning support
Support or conduct client meetings in the adviser's absence where appropriate
Compliance and Quality Assurance
Ensure all work adheres to FCA regulations and internal compliance standards
Maintain accurate, complete and well-documented client files
Support internal quality checks and respond to…