Credit Risk Analyst

About the role

Our Caerphilly office has an exciting opportunity in our Credit and Collections team for a Credit Risk Analyst to join the team. Your primary role will be to help protect DS Smith’s investments by minimising bad debt and assisting the continued growth of the business.

• Setting and monitoring customer credit limits
• Maintaining customer master files
• Making recommendations to key stakeholders in the wider business
• Analyzing financial reports, payment history and sales information to support credit recommendations
• Working with Credit and Collections team members and Finance colleagues throughout the UK to understand business priorities and challenges
• Working with credit insurers and other 3rd parties to maximise available financial information, allowing us to make more informed commercial decisions
• Monitoring exposure levels against agreed credit limits and acting in accordance with our credit policy
• Supporting change in DS Smith, encouraging policy and process improvement in areas where we identify opportunity

• Bachelor’s degree in a relevant subject or accountancy qualification
• Experience in a Credit Risk role
• Strong credit analysis experience, with the ability to review reports and make recommendations
• Advanced Excel skills
• Excellent communication skills with the ability to present to various stakeholders
• SAP and ERP (Navision) experience would be advantageous
• Language capabilities advantageous

• Competitive salary
• Discretionary bonus
• 25 days holiday, plus bank holidays
• Pension scheme, life assurance and income protection
• Sharesave scheme
• Digital GP Service
• Employee assistance programme
• Cycle to work scheme
• Retail discounts

Caerphilly – we operate a hybrid model, so you’ll spend 3 days a week in the office and 2 days at home as standard.

We are DSSmith, a global leader in sustainable packaging solutions and other fibre‑based products. We believe a better, more sustainable tomorrow is possible with the right people, who challenge and support one another to enact positive change. We employ more than 60,000 colleagues across North America and Europe, the Middle East and Africa (EMEA) and beyond.

We welcome all candidates to apply, even those not meeting all criteria.