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Credit Solutions Associate, Commercial Banking

Job in Calgary, Alberta, T3S, Canada
Listing for: Scotiabank
Full Time position
Listed on 2026-01-01
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst
  • Business
    Financial Analyst, Risk Manager/Analyst
Job Description & How to Apply Below

Is this role right for you?

In this role, you will:
  • Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.

  • Working closely with Client Relationship Managers, the Credit Solutions Associate (CSA) is responsible for providing the following services to a portfolio of existing and prospective clients:

  • Credit Analysis and evaluations:

  • Conduct thorough credit analysis and evaluation of loan applications including required due diligence from commercial clients.
  • Assess the financial health, creditworthiness, and risk profile of potential borrowers.
  • Prepare detailed credit reports and recommendations for credit approval or denial.
  • Analyze financial statements, credit reports, and other relevant documentation to identify potential risks and opportunities.
  • Portfolio Monitoring: 

  • Monitor and manage the credit risk portfolio, ensuring compliance with the bank’s risk management policies and procedures.
  • Identify and mitigate potential credit risks through proactive monitoring and analysis.
  • Contact clients for financial reporting and spread Financial Statements, Projections and Borrowing bases, review results, escalate any signs of deterioration and update appropriate systems.
  • Compliance:

  • Ensure all documentation is organized, accessible, and compliant with the bank’s record keeping policies.
  • Ensure all credit analysis and evaluation processes comply with relevant regulatory requirements, internal process, policy and guidelines.
  • Stay up to date with changes in regulatory frameworks, internal process, policy, guidelines and industry best practices.
  • Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.

  • Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if:

  • Ideally you have a College/University degree or equivalent work experience in a related field.

  • Strong/proven knowledge of Financial Statements and credit analysis.

  • Knowledge of credit structures and applicable risk management 

  • Strong commitment to excellent client service and ability to work with clients to resolve issues in an amicable and prompt manner.

  • Detail-oriented and highly organized, with the ability to manage multiple tasks and priorities effectively.

  • Thorough knowledge of the applicable software and technology platforms for Commercial (e.g., Sales Force, Intralink, Teams).

  • Working knowledge of the features and benefits of Commercial products and services.

  • A high degree of flexibility to adapt to a wide variety of tasks.

  • What's in it for you?

  • The opportunity to join a forward-thinking organization surrounded by a collaborative team of innovative thinkers.

  • A rewarding career path with diverse opportunities for professional development.

  • A competitive compensation and benefits package

  • Internal training to support your career growth and enhance your skills.

  • An organization committed to making a difference in our communities – for you and our customers.

  • ** Former job title:
    Credit Analyst.

    Position Requirements
    10+ Years work experience
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