Senior Backend Engineer

About Plooto
Plooto is a Canada-born fintech company on a mission to give small and mid-sized businesses the financial power to succeed on their own terms. We make payments secure, accurate, and stress-free so businesses and their accountants can spend less time in the books, confidently manage cash flow, and make smarter decisions every day. We’re a team that builds with integrity, agility, and heart, and we’re looking for customer-minded pros who share our passion to join us as we scale.

About Plooto
Plooto is a Canada-born fintech company on a mission to give small and mid-sized businesses the financial power to succeed on their own terms. We make payments secure, accurate, and stress-free so businesses and their accountants can spend less time in the books, confidently manage cash flow, and make smarter decisions every day. We’re a team that builds with integrity, agility, and heart, and we’re looking for customer-minded pros who share our passion to join us as we scale.

About the Role
Plooto powers payments and cash flow management for 14,000+ businesses across North America — and we’re just getting started.

We’re rebuilding and scaling the next generation of our fintech platform, and we’re looking for a Senior Backend Engineer who wants real ownership, real scale, real impact, and cares deeply about system design, scalability, and writing clean, testable code that stands the test of time.

This is not a feature-factory role.

You’ll design and build high-throughput, cloud-native systems that move money, power complex workflows, and deliver real-time financial insights. You’ll help shape architecture decisions, influence engineering standards, and raise the technical bar across the team.

If you thrive in high-growth environments, care deeply about clean system design, and enjoy solving hard distributed systems problems — you’ll feel at home here.

We move fast. We debate ideas, not egos. We hold a high bar. And we win as a team.

Key Responsibilities
What you'll do:

Own the design and delivery of scalable backend services using .NET and Azure

Architect and evolve event-driven, distributed systems that process high volumes of financial transactions

Build API-first services with strong contracts, reliability, and observability

Lead complex technical initiatives from design through production rollout

Make pragmatic architecture decisions that balance speed, scalability, and long-term maintainability

Partner closely with Product and Design to translate ambiguous problems into elegant technical solutions

Improve performance, reliability, and system resilience as we scale

Raise the engineering bar through thoughtful code reviews, design discussions, and mentorship

Inspire and share your engineering passion across the whole engineering org in our regular Lunch & Learn sessions

Contribute to a culture of experimentation, ownership, and continuous improvement

Work cross-functionally in Plooto, distilling the needs of our strategy into actionable engineering output

Qualifications
Outline the experience, technical skills, and attributes required to succeed in the role. Include both must-haves and nice-to-haves if applicable.

Your background:

5+ years of professional backend engineering experience (preferably in high-growth or product-led environments)

Strong expertise in C# (or another strongly typed language) and modern backend design principles

Proven track record of writing production-grade, testable, maintainable code

Deep experience designing and building RESTful APIs in production

Hands‑on experience with cloud-native architectures (Kubernetes, serverless, managed services), ideally in Azure

Experience building or operating distributed, high-throughput systems

Experience with event-driven architectures and streaming…