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Vice President; VP Personal Lines

Job in Cambridge, Ontario, Canada
Listing for: Gore Mutual Insurance
Full Time position
Listed on 2026-02-28
Job specializations:
  • Insurance
    Risk Manager/Analyst
  • Management
    Risk Manager/Analyst, CFO
Job Description & How to Apply Below
Position: Vice President (VP) Personal Lines
Next Horizon is here. Fueled by investments in talent and technology, our bold strategy to transform is nearly complete.

At Gore Mutual, we’ve always set ourselves apart as a modern mutual that does good. Now, we’re proudly building on that legacy to transform our company—and our industry—for the better.

Our path forward sharpens our focus on business performance, driven by leading technology, innovation and an agile, high‑performing culture. With Gore Mutual and Beneva announcing their intent to merge in 2026, we’ll be uniting two well‑established, financially strong, and trusted brands to become the strongest mutual insurer in Canada, ensuring Canadians have purpose‑driven insurance options for generations to come. Come join us.

The Vice President Personal Lines
is responsible for the overall strategy, profitability, and growth of the Personal Lines portfolio. This role involves driving innovation, strengthening underwriting and pricing strategies, and enhancing customer and broker relationships to maximize market opportunities.

The VP will work closely with senior leadership to develop and execute business plans that align with the company’s long‑term vision.

The role holder is responsible for providing leadership to support Gore Mutual’s Personal lines book of business growth across Canada with national and regional brokers in product, pricing, risk management, reinsurance and underwriting operations

Provide Strategic Leadership for Personal Insurance Lines of business

Develop and implement the strategic direction for the Personal Lines division, ensuring alignment with corporate goals and market trends

Develop strategies for the development, structure, pricing, risk eligibility and risk assessment of insurance products

Provide insights and propose recommendations to C‑suite on issues, risks, decisions to guide strategic direction and decision making

Establish the annual business plan and budget for the Personal lines of business

Develop policies, guidelines and procedures that contribute to the effective, efficient, and profitable underwriting, processing, and issuance of insurance policies for all personal lines of business written by the company

Continuously evaluate business initiatives against the strategy and the external environment to ensure alignment and initiate adjustments as required

Establish Risk Management Processes for Strategic initiatives that impact business model, Technology & Processes

Establish, implement, and maintain appropriate authorization controls and procedures to facilitate appropriate risk acceptance and risk management

Monitor adherence to underwriting policies, guidelines and procedures through periodic file reviews and other appropriate investigative techniques

Establish and review appropriate management information to identify, evaluate and correct any deterioration or adverse trend in underwriting experience

Orchestrator, Planner & Owner of Growth Plans and Outcomes against defined Strategy

Design, develop and maintain insurance products and wordings that are appropriate for the company’s strategy, business plans and marketing requirements

Oversight of pricing solutions for personal lines

Provide inputs and guidance in developing strategy to support business growth and scale up plans that are enabled by efficient processes and sustainable business operations

Assist in the assessment, development and structuring of appropriate reinsurance treaties and facilities

Steering the business growth and transformation initiatives to stay on course in the long‑term leading the organization to pivot to expand

Deliver competitive advantage by providing expertise in business process design and continuous improvement, by alignment of initiatives to business strategy and prioritization that help achieve breakthrough performance.

Build internal capability within the organization to be able to gauge, recognize and seize opportunities to optimize, improvise and capitalize

Contribute to the development of strategic initiatives and action plans to anticipate and support the needs of Gore’s growth targets eg. M&A, geographic expansion, etc

Optimize underwriting processes and procedures to drive…
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