Bridging Underwriter

Title : Bridging Finance Underwriter

Location : North London

Salary : Competitive + Bonus + Benefits

Employment Type : Full-Time | Permanent

Start Date : ASAP

Do you have a strong background in bridging finance underwriting and a passion for fast-paced, deal-driven environments? We’re looking for an experienced Underwriter to join our growing team and play a key role in assessing and managing short-term property finance applications.

As a Bridging Underwriter, you’ll take ownership of new and existing loan applications, ensuring each deal meets our lending criteria, mitigates risk appropriately, and moves smoothly from proposal to completion.

• Assess bridging loan applications from initial enquiry through to completion
• Review credit reports, valuations, legal documents, and borrower profiles
• Conduct in-depth due diligence on borrowers, assets, and exit strategies
• Liaise with brokers, solicitors, valuers, and internal teams
• Prepare and present credit reports to the credit committee
• Ensure deals are underwritten in line with internal policy and regulatory standards
• Provide support and guidance to junior underwriters (if applicable)

• Proven experience underwriting bridging finance (essential)
• Strong knowledge of the UK property market and lending regulations
• Experience with both regulated and unregulated bridging (preferred)
• Ability to assess risk, structure deals, and make commercial decisions quickly
• Excellent attention to detail, communication, and negotiation skills
• Confident working under pressure and to tight deadlines
• Experience using loan management systems or CRM platforms