AML Financial Crime Risk Investigative Analyst

Work Location: Ottawa, Ontario, Canada

Hours: 37.5

Line of Business: Financial Crime Risk Management

Pay Details: $52,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

AML Financial Crime Risk Investigative Analyst provides AML analytical and/or operations process support within a defined area. As a key resource and specialist, you will build and maintain knowledge of relevant regulations as well as existing and emerging regulations affecting money laundering, terrorist financing and/ or sanctions-based risk activity across the business.

• Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required.
• Prioritize and manage own workload to meet service level requirements for service and productivity.
• Protect the interests of the organization - identify and manage risks, and elevate non-standard, high-risk transactions / activities as necessary.
• Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area.
• Act as a key resource/specialist owner or representative by providing technical subject matter expertise, analysis, or operational process support on AML/ATF and other sanctions-related matters.
• Contribute to the identification and implementation of new products, operating workflow, additional services/products/applications, or operational efficiencies.
• Run and review information against various lists and guidelines; ensure accuracy and flag deviations.
• Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required.
• Find opportunities to improve service delivery and support operational improvement.
• Ensure necessary due diligence to support the accuracy of all transactions/activities.
• Require in-depth knowledge in a range of products and services, processes, procedures, and systems within own area of specialty and characterized by moderate to high risk.
• Generally, interact with internal colleagues and contacts and/ or external customers; may provide process/policy guidance to others.
• Participate fully as a member of the team, support a positive work environment.
• Act as a brand ambassador for your business area/function and TD, both internally and externally.
• Adhere to internal policies/procedures and applicable regulatory guidelines.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Global Anti-Money Laundering at TD

Pick up a newspaper, turn on the TV or stream a video and the topic of money crime is everywhere, because it is a threat across the world.

Do you believe the best defense is a good offence? At TD, we're committed to detect and deter anyone from using TD products or services for money laundering and terrorist financing activity. Our dedication is upheld and deployed through four key team functions - Policy, Testing, Advisory and Operations - that together build our Global Anti-Money Laundering (GAML) Program and professional community.

Ready to join us? We have a new opportunity to grow your career in AML (Anti-Money Laundering) Operations.

AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise wide. The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions and Anti-Bribery/Anti-Corruption. Roles help to support compliance in these areas and other legislation in each jurisdiction where TD operates.

What can you bring to TD? Tell us about your most relevant experience, credentials and knowledge for this role, as well as these essential requirements and desired attributes:

• Undergraduate degree preferred
• One (1) or more years of relevant experience
• Fundamental knowledge of AML operations, standards, procedures, laws, rules and regulations
• Skill in using computer applications including MS Office
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
• Ability to handle confidential information with discretion
• Ability to communicate…