Accountant, Financial Reporting, Financial Compliance

This is an operationally focused accounting role within a leading financial services organisation, responsible for the accurate processing, reconciliation, and maintenance of financial information across multiple entities. Reporting to the Financial Manager, the successful candidate will manage daily financial controls, complex system reconciliations, and provide critical support for month-end reporting and management accounts.

• Financial Processing:
  Capture daily transactions on Sage, manage accounts payable/receivable, and ensure all general ledger records are maintained with a complete audit trail.
• Banking & Controls:
  Prepare and review debit orders and payments, distribute daily bank statements, and ensure all transactions adhere to strict internal controls and anti-fraud protocols.
• Loan Management System (LMS):
  Maintain the integrity of the LMS by capturing daily transactions, resolving system discrepancies, and ensuring consistency between bank records, schedules, and the accounting system.
• Specialised Operations:
  Oversee financial processing for floorplan finance, asset repossessions, and settlement administration for ABF and rental transactions.
• Month-End & Statutory Reporting:
  Perform monthly portfolio reconciliations, prepare VAT calculations, and resolve reconciling items within strict reporting timetables.
• Management Accounts Support:
  Prepare supporting schedules for the trial balance, reconcile balance sheet accounts, and assist with journals, accruals, and year-end audit readiness.
• Process Improvement:
  Proactively identify control weaknesses or inefficiencies and recommend practical improvements to strengthen risk management and automation.

• Qualifications:
  
  A Bachelor’s degree in Accounting, Financial Accounting, Management Accounting, or a related finance discipline.
• Experience:
  
  Minimum of three years of relevant accounting experience, ideally within a lending, asset finance, or highly controlled financial services environment.
• Technical
  
  Skills:
  
  Proficiency in Sage (or a comparable ERP) and advanced Microsoft Excel skills (Pivot tables, VLOOKUPs, data validation).
• Core Knowledge:
  Strong understanding of double-entry principles, South African VAT, and the preparation of management account schedules.
• Systems:
  Experience with Loan Management Systems, debtor management software, or online banking platforms is highly advantageous.
• Competencies:
  
  Exceptional attention to detail, a control-conscious mindset, and the ability to work independently in a deadline-driven environment.

• A permanent position within a stable and professional finance team.
• Exposure to diverse financial operations including floorplan finance, invoice discounting, and multi-entity accounting.
• A role that offers both operational breadth and technical depth in a specialist lending environment.
• Opportunity to contribute to process improvements and system enhancements within a growing organisation.